Utah County property record for 644 N 450 W, Orem, UT 84057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,358 sqft · built 1994 |
| Lot Size | 0.284 acres (12,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $547,421 (Apr 2023) |
| Tax Bill | $2,479 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-051-0004 |
| Primary APN | 44-051-0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| 1st Floor Area | 2,358 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,350 sqft (0.284 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 866 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 061086 |
|---|---|
| Street Address | 644 N 450 W |
| City | OREM |
| State | UT |
| Zip | 84057-3794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, PLAT H, KINGSWOOD SUB AREA 0.284 AC. |
| Legal Subdivision | KINGSWOOD SUB |
| Legal Lot Number | 4 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | PROVO-OREM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 801 |
Source: Utah County records · APN 44-051-0004
Assessment roll updated July 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 N 450 W, OREM, UT 84057-3794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE CORP |
| Apr 11, 2023 | Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE CORP |
| May 16, 2022 | Intrafamily Transfer, Transfer · Line of Credit UTAH COMMUNITY FCU |
| May 16, 2022 | Intrafamily Transfer, Transfer MERIDIAN TITLE COMPANY |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Sep 23, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | May 16, 2022 · Amount on Record |
| Deed Document Number | 202322534 |
| Prior Transfer Date | Oct 12, 2019 |
| Prior Transfer Doc | 0000059584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 644 N 450 W, OREM, UT 84057-3794 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF UTAH INC |
| Name | Verified Name |
|---|---|
| Address | 3984 W 1850 N, LEHI, UT 84043-6076 |
| Document Number | 0000072535 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 72535:2023 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDVALE, UT 84047 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 11, 2023 |
| Property Address | 644 N 450 W, OREM, UT 84057-3794 |
| Document Number | 0000022534 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 22534:2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | STEWART TITLE-OMAHA, STEWART TITLE OF UTAH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 644 NORTH450 WEST, OREM, UT 84057-3794 |
| Document Number | 0000022535 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 22535:2023 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | May 16, 2022 |
| Property Address | 644 N 450 W, OREM, UT 84057-3794 |
| Document Number | 0000059582 |
| Instrument Date | May 11, 2022 |
| Instrument | 59582:2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 N 450 W, OREM, UT 84057-3794 |
| Document Number | 0000059583 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 59583:2022 |
| Name | UTAH COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | May 16, 2022 |
| Property Address | 644 N 450 W, OREM, UT 84057-3794 |
| Document Number | 0000059584 |
| Instrument Date | May 11, 2022 |
| Instrument | 59584:2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | MERIDIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 644 N 450 W, OREM, UT 84057-3794 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 644 N 450 W, OREM, UT 84057-3794 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000081208 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 081208:2017 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | PROVO, UT 84604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Sep 23, 2021 |
| Property Address | 644 N 450 W, OREM, UT 84057-3794 |
| Document Number | 0000164132 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 164132:2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 644 N 450 W, OREM, UT 84057-3794 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Orem City |
| Unified School District | Alpine School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,290 (-3.22%) | $547,800 (-3.22%) Land $206,200 Building $341,600 | |
| 2025 | $2,479.00 (+8.06%) | $311,300 (+11.57%) | $566,000 (+11.57%) Land $206,200 Building $359,800 |
| 2024 | $2,294.00 (+8.05%) | ||
| 2023 | $2,123.00 (+3.66%) | $279,015 | $507,300 Land $196,300 Building $311,000 |
| 2022 | $2,048.00 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490008013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Boston Omaha.
Based on FCC filings for 532 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system UTAH25020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OREM CITY WATER SYSTEM serves 98,129 people |
|---|---|
| Water Source | Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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