643 N 450 W, Orem, UT 84057 Property Records

Utah County property record for 643 N 450 W, Orem, UT 84057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1988
Lot Size	0.234 acres (10,179 sqft)
Owner	2 Individual Names on File
Last Sale	$241,300 (Oct 2020)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-051-0002`

Property Details

APN / Parcel Number

Primary APN	`44-051-0002`
Alternative APN	`061084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	1,164 sqft
Basement Area	1,092 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	10,179 sqft (0.234 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	434 sqft
Patio Area	238 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	061084
Street Address	643 N 450 W
City	OREM
State	UT
Zip	84057-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT H, KINGSWOOD SUB AREA 0.234 AC.
Legal Subdivision	KINGSWOOD SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3009
Census Tract	801

Owner

Source: Utah County records · APN 44-051-0002

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 N 450 W, OREM, UT 84057-3700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Oct 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BOX HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jul 17, 2016 · Amount on Record
Deed Document Number	2020169359
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0000169359
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	643 N 450 W, OREM, UT 84057-3700
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088400
Date	Nov 12, 2025
Instrument	88400:2025

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	643 N 450 W, OREM, UT 84057-3700
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083479
Date	Jul 22, 2022
Instrument	83479:2022

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 28, 2020
Property Address	643 N 450 W, OREM, UT 84057-3700
Document Number	0000169359
Instrument Date	Oct 20, 2020
Instrument	169359:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	SILK ABSTRACT CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 N 450 W, OREM, UT 84057-3700

Mortgage

Document Number	0000169360
Date	Oct 28, 2020
Instrument	169360:2020

Lender

Name	BOX HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,365 (-45.15%)	$484,300 (-0.27%) Land $197,600 Building $286,700
2025	$2,127.00	$485,600 (+97.34%) Land $197,600 Building $288,000	$485,600 (+8.54%) Land $197,600 Building $288,000
2024	$2,127.00 (+13.62%)
2023	$1,872.00 (+1.52%)	$246,070	$447,400 Land $188,100 Building $259,300
2022	$1,844.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490008013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 532 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Utah Telecommunication Open Infrastructure Agency	Fiber	10,000 / 10,000
Senawave	Fiber	2,500 / 2,500
Xfinity	Cable	2,000 / 250
Beehive Telephone Companies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: Boston Omaha, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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