644 Horstman St, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 644 Horstman St, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1978
Lot Size	0.153 acres (6,650 sqft)
Owner	Company Name on File
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-073-022`

Property Details

APN / Parcel Number

Primary APN	`041-073-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	644 HORSTMAN ST
City	TEMPLETON
State	CA
Zip	93465-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN TEMP EDY & HNSBRO ADD BL 52 PTN LT 6
Legal Subdivision	EDDY & HANSBOROUGH ADD
Legal Block	52
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5012
Census Tract	13100

Owner

644 Horstman St is owned by a company that acquired it in January 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 412, PASO ROBLES, CA 93447-0412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Feb 5, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Apr 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 1, 2021
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 4, 2021
Property Address	644 HORSTMAN ST, TEMPLETON, CA 93465-5060
Document Number	0000008704
Map Reference	MB A PG 37
Instrument Date	Dec 23, 2020
Instrument	2021008704
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1425 PEACOCK CT, TEMPLETON, CA 93465-5600

Mortgage

Document Number	0000008705
Date	Feb 4, 2021
Instrument	2021008705

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 5, 2021
Property Address	644 HORSTMAN ST, TEMPLETON, CA 93465-5060
Document Number	0000008986
Map Reference	MB A PG 37
Instrument Date	Dec 23, 2020
Instrument	2021008986
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1425 PEACOCK CT, TEMPLETON, CA 93465-5600

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2019
Property Address	644 HORSTMAN ST, TEMPLETON, CA 93465-5060
Document Number	0000012772
Map Reference	MB A PG 37
Instrument Date	Apr 9, 2019
Instrument	2019012772
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	644 HORSTMAN ST, TEMPLETON, CA 93465-5060

Mortgage

Document Number	0000012773
Date	Apr 11, 2019
Instrument	2019012773

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 644 Horstman St was $2,196 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$186,623 (+2%) Land $89,344 Building $97,279
2025	$2,196.00 Homeowner's exemption	$182,965 Land $87,593 Building $95,372
2023	$2,017.00 (+2.02%) Homeowner's exemption	$175,862 Land $84,193 Building $91,669
2022	$1,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 Horstman St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Horstman St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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