644 Heather Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 644 Heather Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,286 sqft · built 1975
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2017)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`017-406-02`

Property Details

APN / Parcel Number

Primary APN	`017-406-02`
Alternative APN	`017-406-02-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,286 sqft Living Area
Gross Area	1,725 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	4,095 sqft (0.094 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 HEATHER DR
City	WATSONVILLE
State	CA
Zip	95076-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HEATHERWOOD SUB #1 TR #616
Legal Lot Number	57
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1144 TRAIL VIEW PL, NIPOMO, CA 93444-6689
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 20, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	201731453
Last Transfer Date	Feb 22, 2018
Transfer Doc	0000007178
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	644 HEATHER DR, WATSONVILLE, CA 95076-3628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 TRAIL VIEW PL, NIPOMO, CA 93444-6689

Mortgage

Document Number	0000044839
Date	Oct 29, 2020
Instrument	2020-0044839

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 9, 2018
Property Address	644 HEATHER DR, WATSONVILLE, CA 95076-3628
Document Number	0000007178
Instrument Date	Feb 22, 2018
Instrument	7178
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	305 VINEYARD TOWN CTR #110 MORGAN HILL CA 950375674, 110, MORGAN HILL, CA 95037-5674

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 20, 2017
Property Address	644 HEATHER DR, WATSONVILLE, CA 95076-3628
Document Number	0000031454
Instrument Date	Sep 14, 2017
Instrument	31454
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	305 VINEYARD TOWN CTR #100 MORGAN HILL CA 950375674, 100, MORGAN HILL, CA 95037-5674

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 20, 2017
Property Address	644 HEATHER DR, WATSONVILLE, CA 95076-3628
Document Number	0000031453
Map Reference	MB57 PG35
Instrument Date	Sep 13, 2017
Instrument	2017-0031453
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 VINEYARD TOWN CTR # 110, 110, MORGAN HILL, CA 95037-5674

Mortgage

Document Number	0000031455
Date	Sep 20, 2017
Instrument	2017-0031455

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,037 (+2%) Land $305,524 Building $164,513
2025	$6,272.00 (+13.01%)	$460,821 (+4.04%) Land $299,534 Building $161,287
2023	$5,550.00 (+1.87%)	$442,926 Land $287,902 Building $155,024	$532,710
2022	$5,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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