Union County and Union Township property record for 644 Golf Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 200,000 sqft · built 1940 |
| Lot Size | 0.12 acres (5,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2012) |
| Tax Bill | $10,122 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02403-0000-00021 |
| Primary APN | 19-02403-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,223 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 644 GOLF TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FLOYDS VILLAGE TR 15B |
| Legal Block | 2403 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 33300 |
Source: Union County and Union Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 GOLF TER, UNION, NJ 07083-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Prior Sale | Oct 28, 2010 · Amount on Record |
| Deed Book / Page | 5922 / 968 |
| Last Transfer Date | Sep 25, 2017 |
| Transfer Doc | 292129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 6, 2017 |
| Property Address | 644 GOLF TER, UNION, NJ 07083-7313 |
| Document Number | 0062200341 |
| Book / Page | 006220 / 000341 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 292129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 644 GOLF TER UNION NJ 070837313, UNION, NJ 07083-7313 |
| Document Number | 143440810 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 014344/000810 |
| Instrument | 647352 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | WOBUR, MA 01801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 143440795, |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 014344/000795 |
| Instrument | 647351 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 5, 2047 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,400 (-) Land $20,300 Building $23,100 | $43,400 (-) Land $20,300 Building $23,100 | |
| 2025 | $10,122.00 (+4.35%) | $43,400 (+1.64%) Land $20,300 Building $23,100 | $43,400 (+1.64%) Land $20,300 Building $23,100 |
| 2024 | $9,700.00 (+8.61%) | ||
| 2023 | $42,700 Land $20,300 Building $22,400 | $42,700 Land $20,300 Building $22,400 | |
| 2022 | $8,931.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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