Union County and Union Township property record for 631 Golf Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,170 sqft · built 1940 |
| Lot Size | 0.115 acres (5,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Aug 2026) |
| Tax Bill | $9,679 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02407-0000-00009 |
| Primary APN | 19-02407-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,022 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 631 GOLF TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2407 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 33200 |
Source: Union County and Union Township records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 GOLF TER, UNION, NJ 07083-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Aug 18, 2026 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Dec 20, 2022 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 1, 2022 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage LV HOLDINGS NJ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Prior Sale | Dec 20, 2022 · Amount on Record |
| Deed Document Number | 202657239 |
| Deed Book / Page | 6629 / 2527 |
| Prior Transfer Date | Jul 7, 2006 |
| Prior Transfer Doc | 0055990683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 631 GOLF TER, UNION, NJ 07083-7314 |
| Document Number | 0000096106 |
| Book / Page | 15845 / 2832 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202696106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|
| Document Number | 0000096106, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 15845/2832 |
| Instrument | 202696106 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 631 GOLF TER, UNION, NJ 07083-7314 |
| Document Number | 0000057239 |
| Book / Page | 6629 / 2527 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202657239 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,145.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1584002832, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 15845/2832 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 20, 2022 |
| Property Address | 631 GOLF TER, UNION, NJ 07083-7314 |
| Document Number | 0064930222 |
| Book / Page | 6493 / 222 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 25278 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2023 |
| Title Company | NEW HORIZON ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 546 E 27TH ST, PATERSON, NJ 07514-1910 |
| Name | Verified Name |
|---|---|
| Address | 631 GOLF TER, UNION, NJ 07083-7314 |
| Document Number | 0000046856 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 46856 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 1, 2022 |
| Property Address | 631 GOLF TER, UNION, NJ 07083-7314 |
| Document Number | 0064790541 |
| Book / Page | 6479 / 541 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 21944 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,282.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 546 E 27TH ST, PATERSON, NJ 07514-1910 |
| Document Number | 0152710001 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 15271/1 |
| Instrument | 42490 |
| Name | LV HOLDINGS NJ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 16, 2023 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,500 (-) Land $20,000 Building $21,500 | $41,500 (-) Land $20,000 Building $21,500 | |
| 2025 | $9,679.00 (+4.34%) | $41,500 (-) Land $20,000 Building $21,500 | $41,500 (-) Land $20,000 Building $21,500 |
| 2024 | $9,276.00 (+6.87%) | ||
| 2023 | $41,500 Land $20,000 Building $21,500 | $41,500 Land $20,000 Building $21,500 | |
| 2022 | $8,680.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2003–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures