644 Gilbert Rd, Winter Park, FL 32792 Property Records

Orange County property record for 644 Gilbert Rd, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,569 sqft · built 1966
Lot Size0.22 acres (9,595 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Sep 1993)
Tax Bill$2,629 (2025)
Flood ZoneZone X (minimal risk)
APN09-22-30-9432-02-030

Property Details

APN / Parcel Number

Primary APN09-22-30-9432-02-030
Alternative APNs
  • 302209943202030
  • 480649
  • 486301
  • 490863

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,569 sqft Living Area
Gross Area2,151 sqft
1st Floor Area1,569 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1980
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,595 sqft (0.22 acres)
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address644 GILBERT RD
CityWINTER PARK
StateFL
Zip32792-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWINTER PARK PINES UNIT EIGHT 1/79 LOT 3 BLK B
Legal Range30E
Legal Township22S
Legal Section09
Legal SubdivisionWINTER PARK PINES UT 8
Legal Tract9432
Legal BlockB
Legal Lot Number3
Legal Unit8
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group4
Census Block4003
Census Tract16200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address644 GILBERT RD, WINTER PARK, FL 32792-4831
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 1993 · Amount on Record
Deed SaleSep 24, 1993 · Amount on Record
Deed Book / Page4625 / 666
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,329 (+2.7%)$473,105 (-1.49%) Land $270,000 Building $203,105
2025$2,629.00 (+6.91%) Homeowner's exemption$175,588 (+5.99%)$480,285 (+4.79%) Land $270,000 Building $210,285
2024$2,459.00 (+7.57%)
2023$2,286.00 Homeowner's exemption$165,669$458,329 Land $270,000 Building $188,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims3 (2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER PARK, CITY OF (3 WPS)
serves 82,984 people · EPA ID FL3481482
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Gilbert Rd

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