643 Gilbert Rd, Winter Park, FL 32792 Property Records

Orange County property record for 643 Gilbert Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 1966
Lot Size	0.214 acres (9,333 sqft)
Owner	Individual Name on Record
Last Sale	$483,500 (Jun 2023)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Jan 2026 Sale Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-9432-01-140`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-9432-01-140`
Alternative APNs	`302209943201140` `480643` `486295` `490856`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,185 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	1,849 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,333 sqft (0.214 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	643 GILBERT RD
City	WINTER PARK
State	FL
Zip	32792-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT EIGHT 1/79 LOT 14 BLK A
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	WINTER PARK PINES UT 8
Legal Tract	9432
Legal Block	A
Legal Lot Number	14
Legal Unit	8
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4002
Census Tract	16200

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 WAYSIDE LN, VERONA, PA 15147-3860
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Jun 29, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	2023367277
Last Transfer Date	Dec 17, 2025
Transfer Doc	0000034124
Record Updated	Jun 8, 2026

January 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ORANGE FL
Recording Date	Jan 20, 2026
Property Address	643 GILBERT RD, WINTER PARK, FL 32792-4830
Document Number	0000034124
Map Reference	MB 1 PG 79
Instrument Date	Dec 17, 2025
Instrument	20260034124
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 WAYSIDE LN, VERONA, PA 15147-3860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 WAYSIDE LN, VERONA, PA 15147-3860

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 29, 2023
Property Address	643 GILBERT RD, WINTER PARK, FL 32792-4830
Document Number	0000367277
Map Reference	MB 1 PG 79
Instrument Date	Jun 28, 2023
Instrument	20230367277
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$3,384.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3813 BLACK SPRUCE LN, WINTER SPRINGS, FL 32708-6235

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	54 WAYSIDE LN, VERONA, PA 15147-3860

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,350 (-6.56%) Land $270,000 Building $140,350	$410,350 (-6.56%) Land $270,000 Building $140,350
2025	$7,519.00 (+3.08%)	$439,180 (-13.51%) Land $270,000 Building $169,180	$439,180 (-13.51%) Land $270,000 Building $169,180
2024	$7,294.00 (-10.91%)
2023	$8,187.00 (+111.01%)	$507,797 (+87.84%) Land $270,000 Building $237,797	$507,797 (+26.42%) Land $270,000 Building $237,797
2022	$3,880.00 Homeowner's exemption	$270,333	$401,682 Land $200,000 Building $201,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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