644 Geneva Dr, Westminster, MD 21157 Property Records

Carroll County property record for 644 Geneva Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,176 sqft · built 1985
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Mar 2018)
Tax Bill	$3,786 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-029837`

Property Details

APN / Parcel Number

Primary APN	`07-029837`
Alternative APN	`029837`

Interior

Full Baths	3 Baths
Building Area	1,176 sqft Total Area
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Porch	Slab
Porch Area	16 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029837
Street Address	644 GENEVA DR
City	WESTMINSTER
State	MD
Zip	21157-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 39 - 20000 SF BL 644 GENEVA DR 5-83 SULLIVAN HGHTST
Legal Subdivision	PLAT NO 3 SULLIVAN HEIGHTS
Legal Block	A
Legal Lot Number	39
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2014
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 GENEVA DR, WESTMINSTER, MD 21157-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 22, 2018	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 23, 2017	Grant Deed, Construction Loan · Construction Mortgage LENDINGONE
Feb 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Book / Page	8968 / 285
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	644 GENEVA DR, WESTMINSTER, MD 21157-4607
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097550044
Date	Jul 9, 2020
Book Page	9755/44

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 22, 2018
Property Address	644 GENEVA DR, WESTMINSTER, MD 21157-4607
Document Number	0089680285
Book / Page	8968 / 0285
Map Reference	LB5 FO83
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 VALLEY BEND RD, WESTMINSTER, MD 21157-5302

Mortgage

Document Number	0008968292
Date	Mar 22, 2018
Instrument	8968/292

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 23, 2017
Property Address	644 GENEVA DR, WESTMINSTER, MD 21157-4607
Document Number	0087280350
Book / Page	008728 / 000350
Instrument Date	May 15, 2017
Transaction Type	Construction Loan
Record Updated	Dec 5, 2017
Title Company	ASPEN R/E SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	644 GENEVA DR WESTMINSTER MD 211574607, WESTMINSTER, MD 21157-4607

Mortgage

Document Number	87280355
Date	Jun 23, 2017
Book Page	008728/000355

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2018

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 6, 2017
Property Address	644 GENEVA DR, WESTMINSTER, MD 21157-4607
Document Number	0086030483
Book / Page	008603 / 000483
Instrument Date	Nov 22, 2016
Transaction Type	Foreclosure
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,786.00 (+6.02%)	$338,100 (+20.58%) Land $98,500 Building $239,600	$338,100 (+20.58%) Land $98,500 Building $239,600
2025	$3,571.00 (+12.72%)
2023	$3,168.00 (+1.34%)	$280,400 (+1.35%) Land $98,500 Building $181,900	$280,400 (-) Land $98,500 Building $181,900
2022	$3,126.00	$276,667	$280,400 Land $98,500 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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