Carroll County property record for 643 Geneva Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,314 sqft · built 1963 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,900 (Jul 1989) |
| Tax Bill | $3,069 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-009453 |
| Primary APN | 07-009453 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,314 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 009453 |
|---|---|
| Street Address | 643 GENEVA DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT. 4 BLK C 0.32 AC S/S GENEVA DR. PLT. 5-83 SULLIVAN HEIGHTS |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 507601 |
643 Geneva Dr is owned and occupied by two individuals who bought it in July 1989.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 GENEVA DR, WESTMINSTER, MD 21157-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 1989 · Amount on File |
| Deed Sale | Jul 27, 1989 · Amount on File |
| Prior Sale | Nov 2, 1983 · Amount on File |
| Deed Book / Page | 1159 / 935 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 643 Geneva Dr was $3,069, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,069.00 (+5.46%) | $274,100 Land $93,300 Building $180,800 | $274,100 Land $93,300 Building $180,800 |
| 2025 | $2,910.00 | ||
| 2023 | $2,614.00 | $231,400 Land $93,300 Building $138,100 | $231,400 Land $93,300 Building $138,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Geneva Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Geneva Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ting.
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