644 Franklin St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 644 Franklin St, Worcester, MA 01604 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1994
Square Footage1,254 sqft Living Area
Lot Size4,009 sqft (0.092 acres)
OccupancyOwner Occupied
Last Sale$393,000 (2025)
Tax Bill$3,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-007-00B-2
Alternative APNs
  • WORC M:19 B:007 L:00B-2
  • M:19 B:007 L:00B=2

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,254 sqft Living Area
Gross Area2,424 sqft Gross Area
1st Floor570 sqft 1st Floor
Attic Area570 sqft Attic
Attic1 Attic
Basement Area570 sqft Basement
Unfinished Basement570 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1994
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,009 sqft (0.092 acres)
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemElectric Heating

Location & Zoning

Account Number19-007-00B-2
Street Address644 FRANKLIN ST
CityWORCESTER
StateMA
Zip01604-1801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block7
Legal Lot NumberB-2
JurisdictionWORCESTER MA
Minor Civil DivisionWORCESTER
Census Blockgroup1
Census Block1005
Census Tract732203

Owner

Source: Worcester County and Worcester City records · APN 19-007-00B-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 FRANKLIN ST, WORCESTER, MA 01604-1801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage
MASSACHUSETTS HOUSING PARTNERSHIP FUND
Sep 29, 2025Quit Claim Arm's Length for NE States, Transfer · Conventional Mortgage
CITIZENS BANK
Mar 26, 2025Quit Claim Deed, Transfer
Quitclaim Document
Dec 07, 2018Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleDec 07, 2018 · Amount on Record
Deed Book / Page72599 / 151
Prior Transfer DateFeb 23, 2025
Prior Transfer Doc071779-205
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address644 FRANKLIN ST, WORCESTER, MA 01604-1801
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number073084-354
DateJan 14, 2026
Book Page73084/354
Instrument3364
Lender
NameMASSACHUSETTS HOUSING PARTNERSHIP FUND
TypeGovernment Agency
Agreement
AmountAmount Recorded

September 2025: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateSep 29, 2025
Property Address644 FRANKLIN ST, WORCESTER, MA 01604-1801
Document Number072599-151
Book / Page72599 / 151
Instrument DateSep 29, 2025
Instrument83343
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address644 FRANKLIN ST, WORCESTER, MA 01604-1801

Mortgage

Document Number0000083344
DateSep 29, 2025
Instrument83344
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Mortgage

Document Number072599-182
DateSep 29, 2025
Book Page72599/182
Instrument83345
Lender
NameMASSACHUSETTS HOUSING PARTNERSHIP FUND
TypeGovernment Agency
Agreement
AmountAmount Recorded

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMar 26, 2025
Property Address644 FRANKLIN ST, WORCESTER, MA 01604-1801
Document Number071779-205
Book / Page71779 / 205
Instrument DateFeb 23, 2025
Instrument22983
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BRIARCLIFF DR, AUBURN, MA 01501-1415

December 2018: Foreclosure

Document TypeForeclosure
JurisdictionWORCESTER MA
Recording DateDec 07, 2018
Property Address644 FRANKLIN ST, WORCESTER, MA 01604-1801
Document Number59786-124
Book / Page059786 / 000124
Instrument DateNov 08, 2018
Instrument129426
Transaction TypeForeclosure
Record UpdatedDec 26, 2018

Transaction

AmountAmount Recorded
Tax$572.74
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ELLSMERE ST WORCESTER MA 016042817, WORCESTER, MA 01604-2817

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,987.00 (+8.9%)$302,300 (+18.41%) Land $83,900 Building $218,400
2023$3,661.00$255,300 Land $73,000 Building $182,300

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