631 Franklin St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 631 Franklin St, Worcester, MA 01604

Property Summary

Property Type	Commercial Vacant Land
Details	25,746 sqft · built 2025
Lot Size	0.949 acres (41,382 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Jun 2022)
Tax Bill	$68,506 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-008-03+04`

Property Details

APN / Parcel Number

Primary APN	`19-008-03+04`
Alternative APN	`WORC M:19 B:008 L:03+04`

Interior

Stories	1 Story
Building Area	25,746 sqft Garage
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	41,382 sqft (0.949 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	19-008-03+04
Street Address	631 FRANKLIN ST
City	WORCESTER
State	MA
Zip	01604-1802
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	BL-1
Legal Block	8
Legal Lot Number	3+04
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	732203

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 DOLLY DR, WORCESTER, MA 01604-3575
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LM CAPITAL LLC
Nov 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage WEBSTER FIRST FEDERAL CREDIT UNION
Aug 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Nov 17, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2022	Quit Claim Deed, Transfer
Mar 2, 2020	Deed of Trust, Mortgage HARVARD FUNDING LLC HARVARD FUNDING LLC
Feb 19, 2020	Quit Claim Deed, Transfer HARVARD FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	67788 / 364
Last Transfer Date	Nov 16, 2023
Transfer Doc	069900-350
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066623-93
Date	Nov 29, 2021
Book Page	66623/93
Instrument	166012

Lender

Name	LM CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	068507-189
Date	Nov 18, 2022
Book Page	68507/189
Instrument	124123

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070921-311
Date	Aug 21, 2024
Book Page	70921/311
Instrument	67324

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 17, 2023
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Document Number	069900-350
Book / Page	69900 / 350
Instrument Date	Nov 16, 2023
Instrument	97004
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 DOLLY DR, WORCESTER, MA 01604-3575

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 22, 2022
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Document Number	067788-364
Book / Page	67788 / 364
Instrument Date	Jun 21, 2022
Instrument	67928
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SANDRA DR, WORCESTER, MA 01604-3521

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Document Number	62152-82
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 FRANKLIN ST WORCESTER MA 016041802, WORCESTER, MA 01604-1802

Mortgage

Document Number	62152-82
Date	Apr 2, 2020
Book Page	062152/000082
Instrument	34027

Lender

Name	HARVARD FUNDING LLC HARVARD FUNDING LLC
Type	Bank

Agreement

Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 19, 2020
Property Address	631 FRANKLIN ST, WORCESTER, MA 01604-1802
Document Number	61910-397
Book / Page	061910 / 000397
Instrument Date	Jan 21, 2020
Instrument	17051
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ANACONA RD WORCESTER MA 01601, WORCESTER, MA 01601

Mortgage

Document Number	61911-1
Date	Feb 19, 2020
Book Page	061911/000001
Instrument	17052

Lender

Name	HARVARD FUNDING LLC
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$68,506.00 (+508.83%)	$2,357,400 (+499.39%) Land $199,600 Building $2,157,800
2025	$11,252.00 (-8.74%)	$393,300 (-0.28%) Land $393,300
2023	$12,329.00	$394,400 Land $342,000 Building $52,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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