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644 Franklin St, Linden, MI 48451 Property Records

Genesee County property record for 644 Franklin St, Linden, MI 48451

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,080 sqft · built 1965
Lot Size0.227 acres (9,888 sqft)
OwnerIndividual Name on File
Last Sale$128,900 (Sep 2017)
Tax Bill$1,841 (2025)
Deeds & MortgagesDec 2022 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN61-20-507-012

Property Details

APN / Parcel Number

Primary APN61-20-507-012

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions139 ft deep x 71 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address644 FRANKLIN ST
CityLINDEN
StateMI
Zip48451-9052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 12 THE NEIGHBORS REPLAT
Legal SubdivisionPLAT
Legal Lot Number12
JurisdictionGENESEE MI
Township / Civil DivisionLINDEN
Census Block Group2
Census Block2012
Census Tract13113

Owner

Source: Genesee County records · APN 61-20-507-012

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 FRANKLIN ST, LINDEN, MI 48451-9052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 06, 2017Warranty Deed, Transfer · Conventional with PMI
FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2017 · Amount on Record
Deed SaleSep 06, 2017 · Amount on Record
Deed Document Number201758248
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address644 FRANKLIN ST, LINDEN, MI 48451-9052
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 FRANKLIN ST, LINDEN, MI 48451-9052

Mortgage

Document Number0000076782
DateDec 20, 2022
Instrument202212200076782
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 06, 2017
Property Address644 FRANKLIN ST, LINDEN, MI 48451-9052
Document Number0000058248
Instrument DateAug 18, 2017
Instrument58248
Transaction TypeTransfer
Record UpdatedSep 14, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,108.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10642 RUNYAN LAKE RD FENTON MI 484302450, FENTON, MI 48430-2450

Mortgage

Document Number58249
DateSep 06, 2017
Instrument58249
Lender
NameFIFTH THIRD MTG/MI
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 05, 2047

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityLinden City
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,841.00 (-48.53%) Homeowner's exemption$99,700 (+19.69%)$199,400 (+19.69%)
2024$3,577.00 (+48.12%)
2023$83,300$166,600
2021$2,415.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LINDEN
serves 4,150 people
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionJul 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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