Genesee County property record for 638 Franklin St, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,296 sqft · built 1966 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Nov 2022) |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-20-507-011 |
| Primary APN | 61-20-507-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 528 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 138 ft deep x 71 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 638 FRANKLIN ST |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-9052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 11 THE NEIGHBORS REPLAT |
| Legal Subdivision | PLAT |
| Legal Lot Number | 11 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | LINDEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 13113 |
Source: Genesee County records · APN 61-20-507-011
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit LOC FCU |
| Nov 14, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GUARANTEED RATE INC |
| Nov 17, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 17, 2022 | Warranty Deed, Transfer · Second Mortgage (Down Payment) GUARANTEED RATE INC |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on Record |
| Deed Sale | Nov 17, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 202272451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057553 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 202106240057553 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Investor | Possibly a Property Investor |
| Document Number | 0000052578 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 202207250052578 |
| Name | LOC FCU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48336 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 24, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Title Company | SELECT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Investor | Possibly a Property Investor |
| Document Number | 0000071339 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 202211140071339 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 17, 2022 |
| Property Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Document Number | 0000072451 |
| Map Reference | LB 23 PG 31 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 202211170072451 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Name | Verified Name |
|---|---|
| Address | 6261 CHADWICK AVE, FENTON, MI 48430-8212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000071338 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 202211140071338 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 17, 2022 |
| Property Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Document Number | 0000072451 |
| Map Reference | LB 23 PG 31 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 202211170072451 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Name | Verified Name |
|---|---|
| Address | 6261 CHADWICK AVE, FENTON, MI 48430-8212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000071339 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 202211140071339 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 27, 2018 |
| Property Address | 638 FRANKLIN ST, LINDEN, MI 48451-9052 |
| Document Number | 201812270104770 |
| Map Reference | LB 23 PG 31 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 201812270104770 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7310 BLUEWATER DR, 7310, CLARKSTON, MI 48348-4230 |
| Name | Verified Name |
|---|---|
| Address | 6475 CENTER RD, FENTON, MI 48430-9034 |
| Document Number | 201812270104771 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 201812270104771 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Linden City |
| Unified School District | Linden Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,151.00 (-39.39%) Homeowner's exemption | $127,800 (+20.68%) | $255,600 (+20.68%) |
| 2024 | $5,199.00 (+85.35%) | ||
| 2023 | $105,900 | $211,800 | |
| 2021 | $2,805.00 |
Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LINDEN serves 4,150 people |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures