628 Elm St, Mount Morris, MI 48458 Property Records

Genesee County property record for 628 Elm St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1954
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2021)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`57-12-529-024`

Property Details

APN / Parcel Number

Primary APN	`57-12-529-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 ELM ST
City	MOUNT MORRIS
State	MI
Zip	48458-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 29 GRAHAM-RUSSELL-ADD
Legal Subdivision	GRAHAM & RUSSELLS ADDITION
Legal Lot Number	29
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2019
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	628 ELM ST, MOUNT MORRIS, MI 48458-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
Aug 29, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	202172483
Prior Transfer Date	Apr 15, 2008
Prior Transfer Doc	0000034912
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 7, 2021
Property Address	628 ELM ST, MOUNT MORRIS, MI 48458-1918
Document Number	202109070072483
Map Reference	LB 4 G 1
Instrument Date	Aug 27, 2021
Instrument	202109070072483
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 ELM ST, 628, MOUNT MORRIS, MI 48458-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BLUEBIRD HILL DR, LAKE ORION, MI 48359-1806

Mortgage

Document Number	202109070072484
Date	Sep 7, 2021
Instrument	202109070072484

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Aug 27, 2054

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 29, 2019
Property Address	628 ELM ST, MOUNT MORRIS, MI 48458-1918
Document Number	0000057058
Instrument Date	Aug 15, 2019
Instrument	57058
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$447.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4713 AMAROSA HTS #2 COLORADO SPRINGS CO 809207889, 2, COLORADO SPRINGS, CO 80920-7889

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,900 (+14.85%) Land $2,800 Building $52,100	$109,800 (+14.85%) Land $5,600 Building $104,200
2025	$1,677.00 (+2.32%) Homeowner's exemption	$47,800 (+24.8%)	$95,600 (+24.8%)
2024	$1,639.00 (+22.68%)
2023		$38,300	$76,600
2021	$1,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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