Coos County and Lancaster Town property record for 644 Elm St, Lancaster, NH 03584
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 2 ba · 1,266 sqft · built 2009 |
| Lot Size | 6.25 acres (272,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (May 2009) |
| Tax Bill | $5,286 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | LNCS M:R21 L:015 |
| Primary APN | LNCS M:R21 L:015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 272,250 sqft (6.25 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 644 ELM ST |
|---|---|
| City | LANCASTER |
| State | NH |
| Zip | 03584-3118 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | AR-AGR |
| Legal Lot Number | 15 |
| Jurisdiction | LANCASTER TOWN NH |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950500 |
644 Elm St, a residential property, is owned by an individual who bought it in May 2009.
Source: Coos County and Lancaster Town records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 BATES XING, WEBSTER, MA 01570-3623 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2009 · Amount on File |
| Deed Sale | May 15, 2009 · Amount on File |
| Prior Sale | Mar 5, 2008 · Amount on File |
| Deed Book / Page | 1276 / 1 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 644 Elm St was $5,286.
Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Coos County |
| County Subdivision | Lancaster Town |
| Unified School District | White Mountain Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,286.00 | $250,900 Land $88,100 Building $162,800 | |
| 2024 | $249,470 | ||
| 2023 | $4,343.00 (+16.72%) | $250,900 (+63.77%) Land $88,100 Building $162,800 | |
| 2022 | $3,721.00 | $153,200 Land $51,000 Building $102,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1978–2014) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Apr 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wireless Partners Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Fidium Fiber, Kingdom Fiber, NEK Broadband, Netafy, VTel Wireless.
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