Vernon County property record for 644 Division St, Stoddard, WI 54658
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.294 acres (12,846 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Apr 2023) |
| Tax Bill | $1,909 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-00253-0000 |
| Primary APN | 181-00253-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,846 sqft (0.294 acres) |
|---|
| Street Address | 644 DIVISION ST |
|---|---|
| City | STODDARD |
| State | WI |
| Zip | 54658-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOTS PART OF OL-31-32 |
| Legal Range | 07W |
| Legal Township | 14N |
| Legal Section | 28 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | STODDARD |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 960700 |
Source: Vernon County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 DIVISION ST, STODDARD, WI 54658-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Warranty Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Mar 3, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Prior Sale | Mar 3, 2021 · Amount on Record |
| Deed Document Number | 2023531539 |
| Prior Transfer Date | Feb 26, 2021 |
| Prior Transfer Doc | 519480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Apr 25, 2023 |
| Property Address | 644 DIVISION ST, STODDARD, WI 54658-9567 |
| Document Number | 0000531539 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 531539 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Mar 3, 2021 |
| Property Address | 644 DIVISION ST, STODDARD, WI 54658-9567 |
| Document Number | 519480 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 519480 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 DIVISION ST, STODDARD, WI 54658-9567 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Mar 3, 2021 |
| Property Address | 644 DIVISION ST, STODDARD, WI 54658-9567 |
| Document Number | 519481 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 519481 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 519482 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 519482 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Vernon County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Stoddard Village |
| Unified School District | De Soto Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,909.00 (+15.14%) Homeowner's exemption | $157,200 (+30.78%) Land $30,100 Building $127,100 | $182,100 (+14.38%) |
| 2023 | $1,658.00 (-18%) Homeowner's exemption | $120,200 (-) Land $20,300 Building $99,900 | $159,200 (+4.74%) |
| 2022 | $2,022.00 Homeowner's exemption | $120,200 Land $20,300 Building $99,900 | $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Farmers Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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