Vernon County property record for 636 Division St, Stoddard, WI 54658
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-00252-0000 |
| Primary APN | 181-00252-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 636 DIVISION ST |
|---|---|
| City | STODDARD |
| State | WI |
| Zip | 54658-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOTS OL-30 IN VILLAGE OF STODDARD |
| Jurisdiction | VERNON WI |
| Township / Civil Division | STODDARD |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 960700 |
636 Division St is owned and occupied by two individuals.
Source: Vernon County records, as of February 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 636 DIVISION ST, STODDARD, WI 54658-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| Apr 17, 2019 | Deed of Trust, Mortgage UNITED STATES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 636 DIVISION ST, STODDARD, WI 54658-9567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 507451 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 507451 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 636 DIVISION ST, STODDARD, WI 54658-9567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 507450 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 507450 |
| Name | UNITED STATES FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | May 1, 2029 |
The 2025 property tax bill for 636 Division St was $2,240 with a homeowner's exemption.
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Stoddard Village |
| Unified School District | De Soto Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,240.00 Homeowner's exemption | $181,800 Land $47,400 Building $134,400 | $210,600 |
| 2023 | $1,399.00 Homeowner's exemption | $103,900 Land $32,000 Building $71,900 | $137,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 636 Division St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 636 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Farmers Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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