644 Decanter Cir, Windsor, CA 95492 Property Records

Sonoma County property record for 644 Decanter Cir, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 2001
Lot Size	0.099 acres (4,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,500 (Jul 2016)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`164-310-042-000`

Property Details

APN / Parcel Number

Primary APN	`164-310-042-000`
Alternative APN	`164-310-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	4,300 sqft (0.099 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	164-310-042
Street Address	644 DECANTER CIR
City	WINDSOR
State	CA
Zip	95492-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2001 FM PT 164-030-057 VINTANA UNIT NO. 2 LOT 42
Legal Subdivision	VINTANA
Legal Block	1
Legal Lot Number	42
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1025
Census Tract	153811

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 DECANTER CIR, WINDSOR, CA 95492-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jun 17, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	May 23, 2001 · Amount on Record
Deed Document Number	201661799
Prior Transfer Date	Jul 14, 2016
Prior Transfer Doc	0000061799
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 6, 2026
Property Address	644 DECANTER CIR, WINDSOR, CA 95492-9629
Document Number	0000034294
Instrument Date	Jun 25, 2026
Instrument	202634294
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	644 DECANTER CIR, WINDSOR, CA 95492-9629

Mortgage

Document Number	0000034294,
Date	Jul 6, 2026
Instrument	202634294

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	644 DECANTER CIR, WINDSOR, CA 95492-9629
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013140
Date	Feb 21, 2020
Instrument	2020013140

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	644 DECANTER CIR, WINDSOR, CA 95492-9629
Document Number	0000032857
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	644 DECANTER CIR WINDSOR CA 954929629, WINDSOR, CA 95492-9629

Mortgage

Document Number	0000032857
Date	Apr 30, 2020
Instrument	32857

Lender

Name	REDWOOD CU
Type	Credit Union
Address	3033 CLEVELAND AVE, SANTA ROSA, CA 95403-2126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2045

Interest

Rate Type	Adjustable Rate

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jun 17, 2019
Property Address	644 DECANTER CIR, WINDSOR, CA 95492-9629
Document Number	0000040551
Map Reference	MB 612 PG 1-7
Instrument Date	Jun 5, 2019
Instrument	2019040551
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	644 DECANTER CIR, WINDSOR, CA 95492-9629

Mortgage

Document Number	0000040552
Date	Jun 17, 2019
Instrument	2019040552

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,786 (+2%) Land $146,003 Building $383,783
2025	$6,413.00 (+4.19%)	$519,399 (+4.04%) Land $143,141 Building $376,258
2023	$6,155.00 (+1.77%)	$499,233 Land $137,584 Building $361,649
2022	$6,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Kwikbit.

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