638 Decanter Cir, Windsor, CA 95492 Property Records

Sonoma County property record for 638 Decanter Cir, Windsor, CA 95492

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,998 sqft · built 2001
Lot Size0.099 acres (4,300 sqft)
Owner2 Individual Names on File
Last Sale$681,500 (May 2019)
Tax Bill$9,145 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN164-310-043-000

Property Details

APN / Parcel Number

Primary APN164-310-043-000
Alternative APN
  • 164-310-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,998 sqft Living Area
Gross Area2,441 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood
Lot Area4,300 sqft (0.099 acres)
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number164-310-043
Street Address638 DECANTER CIR
CityWINDSOR
StateCA
Zip95492-9629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2001 FM PT 164-030-057 VINTANA UNIT NO. 2 LOT 43
Legal SubdivisionVINTANA
Legal Block1
Legal Lot Number43
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group1
Census Block1025
Census Tract153811

Owner

638 Decanter Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Sonoma County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address638 DECANTER CIR, WINDSOR, CA 95492-9629
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 14, 2019Grant Deed, Transfer · Conventional with PMI
REDWOOD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2019 · Amount on File
Deed SaleMay 14, 2019 · Amount on File
Prior SaleMar 14, 2011 · Amount on File
Deed Document Number201931959
Prior Transfer DateJul 27, 2005
Prior Transfer Doc0000113610
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address638 DECANTER CIR, WINDSOR, CA 95492-9629
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 DECANTER CIR, WINDSOR, CA 95492-9629

Mortgage

Document Number0000089505
DateAug 5, 2021
Instrument2021089505
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateMay 14, 2019
Property Address638 DECANTER CIR, WINDSOR, CA 95492-9629
Document Number0000031959
Instrument DateMay 8, 2019
Instrument31959
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$749.65
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 DECANTER CIR WINDSOR CA 954929629, WINDSOR, CA 95492-9629

Mortgage

Document Number31960
DateMay 14, 2019
Instrument31960
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 638 Decanter Cir was $9,145.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$775,423 (+2%) Land $310,055 Building $465,368
2025$9,145.00$760,220 Land $303,976 Building $456,244
2023$8,772.00 (+1.76%)$730,702 Land $292,173 Building $438,529
2022$8,620.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 638 Decanter Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Decanter Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 25,561 people · EPA ID CA4910017
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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