644 Covered Bridge Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 644 Covered Bridge Ln, O Fallon, MO 63368 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage3,094 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$429,700 (2021)
Tax Bill$4,640.00 (2024)

Property Details

APN / Parcel Number

Primary APNT021700215
Alternative APN
  • 2-0130-8876-00-0372.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area3,094 sqft Living Area
Gross Area3,791 sqft Gross Area
1st Floor1,122 sqft 1st Floor
Basement Area1,122 sqft Basement
Finished Basement850 sqft Finished
Unfinished Basement272 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area425 sqft Garage
Patio Area154 sqft Patio
PorchOpen Porch
Porch Area70 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT021700215
Street Address644 COVERED BRIDGE LN
CityO FALLON
StateMO
Zip63368-4088
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTONEY MOUNTAIN VLG LOT 372
Legal SubdivisionSTONEY MOUNTAIN VLG
Legal Lot Number372
JurisdictionST CHARLES MO
Minor Civil DivisionBOONE
Census Blockgroup2
Census Block2004
Census Tract311153

Owner

Source: St. Charles County records · APN T021700215

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 COVERED BRIDGE LN, O FALLON, MO 63368-4088
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Warranty Deed, Transfer · Conventional Mortgage
US WIDE FINANCIAL LLC
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Doc Number202189076
Prior Transfer DateFeb 24, 2009
Prior Transfer Doc0051381415
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 27, 2021
Property Address644 COVERED BRIDGE LN, O FALLON, MO 63368-4088
Document Number2021R089076
Map ReferenceMB 38 PG 194
Instrument DateOct 22, 2021
Instrument2021R-089076
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2060 KEY HARBOUR DR, 2060, LAKE SAINT LOUIS, MO 63367-2093

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 COVERED BRIDGE LN, O FALLON, MO 63368-4088

Mortgage

Document Number2021R089077
DateOct 27, 2021
Instrument2021R-089077
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address644 COVERED BRIDGE LN, O FALLON, MO 63368-4088
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073330178
DateJun 30, 2020
Book Page7333/178
Instrument20200630000449550
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,666.00 (+0.56%)$74,863 (+3.57%)$394,014 (+3.57%) Land $60,000 Building $334,014
2024$4,640.00
2023$72,283
2022$380,436 Land $55,000 Building $325,436

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