643 Covered Bridge Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 643 Covered Bridge Ln, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	2,400 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2022)
Tax Bill	$4,739.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T021700211`
Alternative APN	`2-0130-8876-00-0368.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,400 sqft Living Area
1st Floor	1,458 sqft 1st Floor
Basement Area	942 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2002
Architectural Style	Other Style
Exterior Material	Composition/Composite Exterior
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Patio Area	336 sqft Patio
Porch	1 Porch
Porch Area	70 sqft Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	T021700211
Old Parcel Number	T021700211
Street Address	643 COVERED BRIDGE LN
City	O FALLON
State	MO
Zip	63368-4089
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STONEY MOUNTAIN VLG LOT 368
Legal Range	02E
Legal Township	46N
Legal Subdivision	STONEY MOUNTAIN VLG
Legal Lot Number	368
Jurisdiction	ST CHARLES MO
Minor Civil Division	BOONE
Census Blockgroup	2
Census Block	2000
Census Tract	311153

Owner

Source: St. Charles County records · APN T021700211

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 COVERED BRIDGE LN, O FALLON, MO 63368-4089
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Sep 27, 2019
Deed Doc Number	0202257066
Deed Book / Page	2022 / 57066
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 19, 2022
Property Address	643 COVERED BRIDGE LN, O FALLON, MO 63368-4089
Document Number	0000057066
Map Reference	MB 38 PG 194
Instrument Date	Oct 13, 2022
Instrument	2022R-057066
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6202 APPLEROCK DR, O FALLON, MO 63368-3867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 COVERED BRIDGE LN, O FALLON, MO 63368-4089

Mortgage

Document Number	0000057067
Date	Oct 19, 2022
Instrument	2022R-057067

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00	$76,039 (+12.63%)	$400,205 (+12.63%) Land $60,000 Building $340,205
2023		$67,513
2022			$355,333 Land $55,000 Building $300,333