644 Clay St, Colusa, CA 95932 Property Records

Colusa County property record for 644 Clay St, Colusa, CA 95932

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,210 sqft · built 1895
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-133-008-000`

Property Details

APN / Parcel Number

Primary APN	`001-133-008-000`
Alternative APN	`01133008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,210 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1924
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	644 CLAY ST
City	COLUSA
State	CA
Zip	95932-2575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.11 AC CLU POR BLK 58 W 1/2 LOT 7
Legal Subdivision	CITY OF COLUSA
Legal Block	58
Legal Lot Number	7
Jurisdiction	COLUSA CA
Township / Civil Division	EAST COLUSA
Census Block Group	3
Census Block	3036
Census Tract	500

Owner

Source: Colusa County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1415, COLUSA, CA 95932-1415
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUSA CA
Property Address	644 CLAY ST, COLUSA, CA 95932-2575
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 CLAY ST, COLUSA, CA 95932-2575

Mortgage

Document Number	20210001670
Date	Apr 21, 2021
Instrument	2021-0001670

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Colusa County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Colusa County
Municipality	Colusa City
Unified School District	Colusa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$80,100 (+2%) Land $21,734 Building $58,366
2025	$1,051.00 (+12.17%)	$78,530 (+4.04%) Land $21,308 Building $57,222
2023	$937.00 (+0.75%)	$75,482 Land $20,482 Building $55,000
2022	$930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUSA serves 6,675 people · EPA ID CA0610002
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, Succeed.Net, unWired Broadband, Verizon.