Colusa County property record for 638 Clay St, Colusa, CA 95932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1931 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,751 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-133-007-000 |
| Primary APN | 001-133-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,344 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 638 CLAY ST |
|---|---|
| City | COLUSA |
| State | CA |
| Zip | 95932-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .17 AC CLU POR BLK 58 20 FT LOT 6 & E 40 FT LOT 7 |
| Legal Subdivision | CITY OF COLUSA |
| Legal Block | 58 |
| Legal Lot Number | 6,7 |
| Jurisdiction | COLUSA CA |
| Township / Civil Division | EAST COLUSA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 500 |
638 Clay St is owner-occupied and held in a trust since August 2021.
Source: Colusa County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 638 CLAY ST, COLUSA, CA 95932-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Aug 2, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 2, 2021 |
| Transfer Doc | 20210003149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUSA CA |
| Property Address | 638 CLAY ST, COLUSA, CA 95932-2533 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 638 CLAY ST, COLUSA, CA 95932-2533 |
| Document Number | 0000004487 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-0004487 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | COLUSA, CA 95932 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLUSA CA |
| Recording Date | Aug 2, 2021 |
| Property Address | 638 CLAY ST, COLUSA, CA 95932-2533 |
| Document Number | 20210003149 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021-0003149 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 638 CLAY ST, COLUSA, CA 95932-2533 |
The 2025 property tax bill for 638 Clay St was $1,751 with a homeowner's exemption, up 4.5% from the year before.
Source: Colusa County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Colusa County |
| Municipality | Colusa City |
| Unified School District | Colusa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $150,366 (+0.83%) Land $37,491 Building $112,875 | |
| 2025 | $1,751.00 (+4.47%) Homeowner's exemption | $149,130 Land $36,756 Building $112,374 |
| 2024 | $1,676.00 (+3.71%) | |
| 2023 | $1,616.00 Homeowner's exemption | $147,779 Land $35,330 Building $112,449 |
| 2022 | $1,616.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 638 Clay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUSA serves 6,675 people · EPA ID CA0610002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, DigitalPath, Succeed.Net, unWired Broadband, Verizon.
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