Okaloosa County property record for 644 Bay St, Crestview, FL 32536 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,675 sqft · built 1945 |
| Lot Size | 0.897 acres (39,079 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $590 (2025) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-1706-5 |
| Primary APN | C56-000-593-1706-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,675 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,079 sqft (0.897 acres) |
| Lot Width | 250 ft Width |
| Garage Type | Detached |
| Garage Area | 162 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 644 BAY ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDNEY ADD LOTS 1 TO 5 INC |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Subdivision | EDNEY ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 20601 |
Source: Okaloosa County records · APN C56-000-593-1706-5
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 BAY ST, CRESTVIEW, FL 32536-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2023 |
| Transfer Doc | 0036742077 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 10, 2023 |
| Property Address | 644 BAY ST, CRESTVIEW, FL 32536-4402 |
| Document Number | 0036742077 |
| Book / Page | 3674 / 2077 |
| Map Reference | MB 1 PG 81 |
| Instrument Date | May 10, 2023 |
| Instrument | 3622810 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 BAY ST, CRESTVIEW, FL 32536-4402 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 BAY ST, CRESTVIEW, FL 32536-4402 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $590.00 (+9.46%) Homeowner's exemption | $79,221 (+5.99%) | $130,360 (+3.56%) Land $34,335 Building $96,025 |
| 2023 | $539.00 (+1.32%) Homeowner's exemption | $74,746 (+3%) | $125,873 (+6.34%) Land $22,438 Building $103,435 |
| 2022 | $532.00 Homeowner's exemption | $72,569 | $118,373 Land $20,970 Building $97,403 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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