562 Bay St, Crestview, FL 32536 Property Records

Okaloosa County property record for 562 Bay St, Crestview, FL 32536 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1945
Square Footage1,483 sqft Living Area
Lot Size29,579 sqft (0.679 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2021)
Tax Bill$974.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-595-5843-7
Alternative APNs
  • 17-3N-23-2490-0090-0010
  • 23N317249000900010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,483 sqft Living Area
Gross Area1,542 sqft Gross Area
1st Floor1,483 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area29,579 sqft (0.679 acres)
Lot Width219 ft Width
Shed1 Shed
Porch Area83 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address562 BAY ST
CityCRESTVIEW
StateFL
Zip32536-4104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCRESTVIEW BLK 90 COM S COR BLK 90 N ALG W R/W BAY ST 117.10FT TO POB CONT N ALG R/W 231.36FT THC S 49 DEG W ALG S R/W W COBB AVE 224.63 FT S 40 DEG E ALG E R/W S SAVAGE AVE 116.21FT E 96.86 FT TO POB
Legal Range23W
Legal Township03N
Legal Section17
Legal SubdivisionCRESTVIEW
Legal Block90
Legal Lot Number10
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1050
Census Tract20601

Owner

Source: Okaloosa County records · APN C56-000-595-5843-7

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address562 BAY ST, CRESTVIEW, FL 32536-4104
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 05, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 31, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 09, 2021Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2021 · Amount on Record
Deed SaleDec 09, 2021 · Amount on Record
Deed Doc Number20213511712
Deed Book / Page3592 / 718
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address562 BAY ST, CRESTVIEW, FL 32536-4104
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 BAY ST, CRESTVIEW, FL 32536-4104

Mortgage

Document Number0003779390
DateOct 22, 2025
Instrument3779390
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 01, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address562 BAY ST, CRESTVIEW, FL 32536-4104
Transaction TypeMortgage
Record UpdatedSep 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 BAY ST, CRESTVIEW, FL 32536-4104

Mortgage

Document Number0036901945
DateSep 05, 2023
Book Page3690/1945
Instrument3645127
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address562 BAY ST, CRESTVIEW, FL 32536-4104
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5622 BAY ST, CRESTVIEW, FL 32536

Mortgage

Document Number0036601841
DateJan 31, 2023
Book Page3660/1841
Instrument3603694
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueNov 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 09, 2021
Property Address562 BAY ST, CRESTVIEW, FL 32536-4104
Document Number0035920718
Book / Page3592 / 718
Instrument DateDec 09, 2021
Instrument3511712
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyOKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 BAY ST, CRESTVIEW, FL 32536-4104

Mortgage

Document Number0003592719
DateDec 09, 2021
Instrument3592/719
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$974.00 (-6.17%) Homeowner's exemption$103,403 (-2.19%)$119,909 (+10.05%) Land $30,602 Building $89,307
2023$1,038.00 (+4.22%) Homeowner's exemption$105,718 (+3%)$108,961 (+6.16%) Land $12,630 Building $96,331
2022$996.00 Homeowner's exemption$102,639 Land $11,804 Building $90,835$102,639 Land $11,804 Building $90,835

Flood & Wildfire

562 Bay St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 8th in Florida
Wildfire LikelihoodLow — about 1 in 3,030 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bay St

Nearby Streets

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