644 Alice Pl, Elgin, IL 60123 Property Records

Kane County property record for 644 Alice Pl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,330 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Jul 2022)
Tax Bill	$6,736 (2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-378-007`

Property Details

APN / Parcel Number

Primary APN	`06-09-378-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	644 ALICE PL
City	ELGIN
State	IL
Zip	60123-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 5 LOT 122
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	122
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851909

Owner

Source: Kane County records · APN 06-09-378-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 ALICE PL, ELGIN, IL 60123-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Apr 10, 2003 · Amount on Record
Deed Document Number	202237698
Prior Transfer Date	Dec 28, 2010
Prior Transfer Doc	0000088553
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2022
Property Address	644 ALICE PL, ELGIN, IL 60123-4706
Document Number	0000037698
Instrument Date	Jul 11, 2022
Instrument	2022K037698
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 ALICE PL, ELGIN, IL 60123-4706

Mortgage

Document Number	0000037699
Date	Jul 25, 2022
Instrument	2022K037699

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption
2024		$101,593 (+21.39%) Land $31,863 Building $69,730	$304,901 (+21.44%) Land $95,627 Building $209,274
2022	$6,736.00 (+4.52%) Homeowner's exemption	$83,689 (+6.96%) Land $26,248 Building $57,441	$251,067 (+6.96%) Land $78,744 Building $172,323
2021	$6,445.00 Homeowner's exemption	$78,243 Land $24,540 Building $53,703	$234,729 Land $73,620 Building $161,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

Based on FCC filings for 543 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.