638 Alice Pl, Elgin, IL 60123 Property Records

Kane County property record for 638 Alice Pl, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,973 sqft · built 1988
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Feb 2015)
Tax Bill$9,268 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-378-008

Property Details

APN / Parcel Number

Primary APN06-09-378-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,973 sqft Living Area
Gross Area3,946 sqft
1st Floor Area1,973 sqft
Basement Area1,973 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address638 ALICE PL
CityELGIN
StateIL
Zip60123-4706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 5 LOT 121
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number121
Legal Unit5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 ALICE PL, ELGIN, IL 60123-4706
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2015 · Amount on Record
Deed SaleFeb 2, 2015 · Amount on Record
Prior SaleMar 7, 2014
Deed Document Number20155289
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address638 ALICE PL, ELGIN, IL 60123-4706
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064153
DateAug 23, 2021
Instrument2021K064153
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,268.00 (+15.86%) Homeowner's exemption$129,492 (+8.57%) Land $34,594 Building $94,898$388,631 (+8.57%) Land $103,824 Building $284,808
2024$119,270 (+21.39%) Land $31,863 Building $87,407$357,953 (+21.44%) Land $95,627 Building $262,326
2022$7,999.00 (+4.43%) Homeowner's exemption$98,251 (+6.96%) Land $26,248 Building $72,003$294,753 (+6.96%) Land $78,744 Building $216,009
2021$7,660.00 Homeowner's exemption$91,858 Land $24,540 Building $67,318$275,574 Land $73,620 Building $201,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Alice Pl

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