Cottonwood County property record for 644 4th Ave, Mountain Lake, MN 56159
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,146 sqft · built 1954 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Nov 2019) |
| Tax Bill | $2,138 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-413-0720 |
| Primary APN | 22-413-0720 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 644 4TH AVE |
|---|---|
| City | MOUNTAIN LAKE |
| State | MN |
| Zip | 56159-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N150' OF E75' |
| Legal Subdivision | JANZENS SUBD 2 |
| Legal Block | 4 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | MOUNTAIN LAKE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 270100 |
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 4TH AVE, MOUNTAIN LAKE, MN 56159-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on Record |
| Deed Sale | Nov 1, 2019 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Mountain Lake City |
| Unified School District | Mountain Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,138.00 Homeowner's exemption | $113,600 (-5.65%) Land $5,100 Building $108,500 | $113,600 (-5.65%) Land $5,100 Building $108,500 |
| 2025 | $2,138.00 (-1.75%) | ||
| 2023 | $2,176.00 | $120,400 Land $5,100 Building $115,300 | $120,400 Land $5,100 Building $115,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mountain Lake serves 2,018 people · EPA ID MN1170003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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