Cottonwood County property record for 640 4th Ave, Mountain Lake, MN 56159
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 922 sqft · built 1955 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,548 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-413-0730 |
| Primary APN | 22-413-0730 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 922 sqft |
| Basement Area | 230 sqft |
| Finished Basement | 230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 81 sqft |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 640 4TH AVE |
|---|---|
| City | MOUNTAIN LAKE |
| State | MN |
| Zip | 56159-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N150' W75' |
| Legal Subdivision | JANZENS SUBD 2 |
| Legal Block | 4 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | MOUNTAIN LAKE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 270100 |
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 4TH AVE, MOUNTAIN LAKE, MN 56159-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Mountain Lake City |
| Unified School District | Mountain Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,548.00 Homeowner's exemption | $82,700 (-5.92%) Land $5,100 Building $77,600 | $82,700 (-5.92%) Land $5,100 Building $77,600 |
| 2025 | $1,548.00 (+2%) | ||
| 2023 | $1,290.00 | $87,900 Land $5,100 Building $82,800 | $87,900 Land $5,100 Building $82,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mountain Lake serves 2,018 people · EPA ID MN1170003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures