Levy County property record for 644 1st St, Cedar Key, FL 32625
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 903 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jun 2018) |
| Tax Bill | $7,669 (2024) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00448-000-00 |
| Primary APN | 00448-000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 903 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 903 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 203 sqft |
| Deck Area | 238 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 644 1ST ST |
|---|---|
| City | CEDAR KEY |
| State | FL |
| Zip | 32625 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 32-15-13 000.15 ACRES TRACT 2 IN NW1/4 S OF 1ST ST & BETWEEN E & D STS IF EXTENDED & S TO BORDER OF GULF OR BOOK 1460 PAGE 473 -IN CEDAR KEY- |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 32 |
| Legal Tract | 2 |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1150 |
| Census Tract | 970400 |
Source: Levy County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7315 HEARD RD, CUMMING, GA 30041-8125 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Sep 9, 2008 |
| Deed Document Number | 2018639956 |
| Deed Book / Page | 1460 / 473 |
| Prior Transfer Date | Jul 1, 2015 |
| Prior Transfer Doc | 0013590695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 644 1ST ST, CEDAR KEY, FL 32625 |
| Document Number | 0014600473 |
| Book / Page | 1460 / 0473 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 639956 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | LEVY ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 SE 3RD AVE, 1002, CRYSTAL RIVER, FL 34429-4962 |
| Name | Verified Name |
|---|---|
| Address | 7315 HEARD RD, CUMMING, GA 30041-8125 |
| Investor | Possibly a Property Investor |
| Document Number | 0000639957 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 639957 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2033 |
Source: Levy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177,559 (-49.35%) Land $176,000 Building $1,559 | $177,559 (-49.35%) Land $176,000 Building $1,559 | |
| 2024 | $7,669.00 (-1.41%) | ||
| 2023 | $7,779.00 (+10.99%) | $350,583 (+10.21%) | $350,583 (+10.21%) Land $176,000 Building $174,583 |
| 2022 | $7,009.00 | $318,096 | $318,096 Land $176,000 Building $142,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR KEY WTP serves 735 people · EPA ID FL2380178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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