Levy County property record for 597 1st St, Cedar Key, FL 32625
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,476 sqft · built 2002 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2017) |
| Tax Bill | $3,816 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08514-006-00 |
| Primary APN | 08514-006-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 648 sqft |
| Upper Floors Area | 648 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Carport |
| Garage Area | 648 sqft |
| Carport | Carport |
| Carport Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 540 sqft |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 597 1ST ST |
|---|---|
| City | CEDAR KEY |
| State | FL |
| Zip | 32625-5109 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 32-15-13 CEDAR KEY BLK 3 LOT 12 OR BOOK 1439 PAGE 518 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 32 |
| Legal Subdivision | CEDAR KEY |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1166 |
| Census Tract | 970400 |
Source: Levy County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 953, CEDAR KEY, FL 32625-0953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FORWARD HOME LENDING LLC |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2014 · Amount on Record |
| Deed Document Number | 2017632174 |
| Deed Book / Page | 1439 / 518 |
| Prior Transfer Date | Oct 4, 2007 |
| Prior Transfer Doc | 0010960550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEVY FL |
| Property Address | 597 1ST ST, CEDAR KEY, FL 32625-5109 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 597 1ST ST, CEDAR KEY, FL 32625-5109 |
| Document Number | 0016710830 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 1671/830 |
| Instrument | 712804 |
| Name | FORWARD HOME LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEVY FL |
| Property Address | 597 1ST ST, CEDAR KEY, FL 32625 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | EASTERN CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0015490652 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 1549/652 |
| Instrument | 671713 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEVY FL |
| Recording Date | Nov 21, 2017 |
| Property Address | 597 1ST ST, CEDAR KEY, FL 32625 |
| Document Number | 0014390518 |
| Book / Page | 001439 / 000518 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 632174 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 901 OAK CHASE DR ORLANDO FL 328288275, ORLANDO, FL 32828-8275 |
| Document Number | 14390519 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 001439/000519 |
| Instrument | 632175 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Levy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,278 (+18.5%) | $400,569 (+5.94%) Land $50,000 Building $350,569 | |
| 2024 | $3,816.00 (+0.08%) | ||
| 2023 | $3,813.00 (+4.78%) Homeowner's exemption | $198,544 (+3%) | $378,094 (+27.56%) Land $50,000 Building $328,094 |
| 2022 | $3,639.00 Homeowner's exemption | $192,761 | $296,398 Land $50,000 Building $246,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR KEY WTP serves 735 people · EPA ID FL2380178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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