6439 Lahring Rd, Gaines, MI 48436 Property Records

Genesee County property record for 6439 Lahring Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,892 sqft · built 1991
Lot Size2.03 acres (88,427 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Nov 2018)
Tax Bill$5,176 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Aug 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-18-100-024

Property Details

APN / Parcel Number

Primary APN06-18-100-024

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,892 sqft Living Area
1st Floor Area1,876 sqft
Basement Area1,528 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area88,427 sqft (2.03 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6439 LAHRING RD
CityGAINES
StateMI
Zip48436-9758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionA PARCEL OF LAND BEG E 558.34 FT FROM NW COR OF SEC TH E 179.17 FT TH S 0 DEG 03 MIN 11 SEC W 493.76 FT TH N 89 DEG 58 MIN W
Legal Range06E
Legal Township05N
Legal Section18
JurisdictionGENESEE MI
Township / Civil DivisionFENTON
Census Block Group1
Census Block1008
Census Tract13110

Owner

6439 Lahring Rd is owned and occupied by an individual who bought it in November 2018.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address6439 LAHRING RD, GAINES, MI 48436-9758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
HURON VALLEY FINANCIAL INC
May 6, 2019Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
Sep 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 16, 2018Warranty Deed, Transfer
MICHIGAN FIRST TITLE AGENCY, MICHIGAN FIRST TITLE AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on File
Deed SaleNov 16, 2018 · Amount on File
Deed Document Number201898218
Prior Transfer DateAug 6, 2012
Prior Transfer Doc0000065801
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6439 LAHRING RD, GAINES, MI 48436-9758
Transaction TypeMortgage
Record UpdatedJul 1, 2022
Title CompanyATI

Transferred To (Grantee/Buyer)

NameVerified Name
Address6439 LAHRING RD, GAINES, MI 48436-9758

Mortgage

Document Number0000043615
DateJun 3, 2022
Instrument202206030043615
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMay 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6439 LAHRING RD, GAINES, MI 48436-9758
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSNATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054114
DateAug 10, 2017
Instrument201708100054114
Lender
NameHURON VALLEY FINANCIAL INC
TypeMortgage Company
AddressANN ARBOR, MI 48103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2032

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6439 LAHRING RD, GAINES, MI 48436-9758
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033978
DateMay 6, 2019
Instrument201905060033978
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateSep 1, 2020
Property Address6439 LAHRING RD, GAINES, MI 48436-9758
Document Number0000060438
Instrument DateMar 24, 2020
Instrument60438
Transaction TypeTransfer
Record UpdatedOct 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6439 LAHRING RD GAINES MI 484369758, GAINES, MI 48436-9758

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 16, 2018
Property Address6439 LAHRING RD, GAINES, MI 48436-9758
Document Number0000098218
Instrument DateNov 7, 2018
Instrument98218
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyMICHIGAN FIRST TITLE AGENCY, MICHIGAN FIRST TITLE AGCY

Transaction

AmountAmount on Record
Tax$2,407.14
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6492 E MAPLE AVE GRAND BLANC MI 484399194, GRAND BLANC, MI 48439-9194

Tax Assessment & Valuation

The 2025 property tax bill for 6439 Lahring Rd was $5,176 with a homeowner's exemption, up 2.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionFenton Charter Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,500 (+5.66%) Land $34,800 Building $155,700$381,000 (+5.66%) Land $69,600 Building $311,400
2025$5,176.00 (+2.5%) Homeowner's exemption$180,300$360,600
2024$5,050.00
2023$165,300$330,600
2019$4,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6439 Lahring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6439 Lahring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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