Osceola County property record for 6436 Shoreline Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,977 sqft · built 2005 |
| Lot Size | 0.726 acres (31,624 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Oct 2005) |
| Tax Bill | $4,736 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-26-31-4432-0001-0430 |
| Primary APN | 02-26-31-4432-0001-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,977 sqft Living Area |
| Gross Area | 4,084 sqft |
| 1st Floor Area | 2,977 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,624 sqft (0.726 acres) |
| Lot Dimensions | 245 ft deep x 152 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 300 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 601 sqft |
| Deck Area | 404 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6436 SHORELINE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 43 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE STAGE 1 |
| Legal Tract | 4432 |
| Legal Block | 430 |
| Legal Lot Number | 43 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6436 SHORELINE DR, SAINT CLOUD, FL 34771-8783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2005 · Amount on Record |
| Deed Sale | Oct 10, 2005 · Amount on Record |
| Prior Sale | Jan 13, 2004 · Amount on Record |
| Deed Document Number | 2005221946 |
| Deed Book / Page | 2923 / 2283 |
| Prior Transfer Date | Apr 26, 2000 |
| Prior Transfer Doc | 1735002262 |
| Record Updated | Oct 29, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 (+4.83%) Homeowner's exemption | $331,296 (+5.99%) | $529,400 (+1.83%) Land $90,000 Building $439,400 |
| 2024 | $4,518.00 (+2.08%) | ||
| 2023 | $4,426.00 Homeowner's exemption | $312,583 | $519,900 Land $90,000 Building $429,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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