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6434 Shoreline Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6434 Shoreline Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,107 sqft · built 2002
Lot Size0.649 acres (28,270 sqft)
Owner2 Individual Names on Record
Tax Bill$7,185 (2025)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN02-26-31-4432-0001-0420

Property Details

APN / Parcel Number

Primary APN02-26-31-4432-0001-0420
Alternative APNs
  • 263102443200010420
  • 95237

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,107 sqft Living Area
Gross Area7,583 sqft
1st Floor Area2,625 sqft
Upper Floors Area1,482 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,270 sqft (0.649 acres)
Garage TypeAttached
Garage Area1,550 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area420 sqft
PorchFlorida Room
Porch Area1,466 sqft
Deck Area117 sqft
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address6434 SHORELINE DR
CitySAINT CLOUD
StateFL
Zip34771-8783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionNORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 42
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionNORTHSHORE STAGE 1
Legal Tract4432
Legal Block420
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1034
Census Tract43801

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6434 SHORELINE DR, SAINT CLOUD, FL 34771-8783
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2001
Deed SaleSep 5, 2001
Prior SaleSep 5, 2001 · Amount on Record
Deed Book / Page1926 / 2057
Last Transfer DateOct 16, 2025
Transfer Doc0068652511
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 16, 2025
Property Address6434 SHORELINE DR, SAINT CLOUD, FL 34771-8783
Document Number0068652511
Book / Page6865 / 2511
Map ReferenceMB 10 PG 154
Instrument DateOct 16, 2025
Instrument2025128425
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6434 SHORELINE DR, SAINT CLOUD, FL 34771-8783

Transferred To (Grantee/Buyer)

NameVerified Name
Address6434 SHORELINE DR, SAINT CLOUD, FL 34771-8783

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,185.00 (+4.4%)$525,116 (+2.9%)$770,800 (+0.21%) Land $85,500 Building $685,300
2024$6,882.00 (+2.08%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$510,317 (+3%)$769,200 (+1.73%) Land $85,500 Building $683,700
2023$6,742.00 (+2.73%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$495,454 (+3%)$756,100 (+9.2%) Land $85,500 Building $670,600
2022$6,563.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$481,024$692,400 Land $80,800 Building $611,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shoreline Dr

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