6435 Morro Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 6435 Morro Rd, Atascadero, CA 93422

Property Summary

Property Type	Fast Food Restaurant
Details	1,893 sqft · built 1987
Lot Size	0.261 acres (11,361 sqft)
Owner	Company Name on Record
Last Sale	$1,800,000 (Jul 2022)
Tax Bill	$27,289 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`030-212-028`

Property Details

APN / Parcel Number

Primary APN	`030-212-028`

Interior

Stories	1 Story
Building Area	1,893 sqft Gross Area
1st Floor Area	1,893 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,361 sqft (0.261 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	6435 MORRO RD
City	ATASCADERO
State	CA
Zip	93422-4167
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	CT
Legal Description	CY ATAS ATAS BL VA PTN LT 10
Legal Subdivision	ATASCADERO
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3004
Census Tract	12601

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1230, WEST SACRAMENTO, CA 95691-1230
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage OAK VALLEY COMMUNITY BANK
Dec 4, 2025	Deed of Trust, Mortgage OAK VALLEY COMMUNITY BANK
Jan 26, 2023	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Jul 20, 2022	Grant Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	202229537
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	0000042853
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6435 MORRO RD, ATASCADERO, CA 93422-4167
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 JEFFERSON BLVD, WEST SACRAMENTO, CA 95691-3205

Mortgage

Document Number	0000037359
Date	Dec 4, 2025
Instrument	2025037359

Lender

Name	OAK VALLEY COMMUNITY BANK
Type	Bank
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6435 MORRO RD, ATASCADERO, CA 93422-4167
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 JEFFERSON BLVD, WEST SACRAMENTO, CA 95691-3205

Mortgage

Document Number	0000037360
Date	Dec 4, 2025
Instrument	2025037360

Lender

Name	OAK VALLEY COMMUNITY BANK
Type	Bank
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6435 MORRO RD, ATASCADERO, CA 93422-4167
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 JEFFERSON BLVD, WEST SACRAMENTO, CA 95691-3205

Mortgage

Document Number	0000002376
Date	Jan 26, 2023
Instrument	2023002376

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 20, 2022
Property Address	6435 MORRO RD, ATASCADERO, CA 93422-4167
Document Number	0000029537
Map Reference	MB 4 PG 29
Instrument Date	May 25, 2022
Instrument	2022029537
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 JEFFERSON BLVD, WEST SACRAMENTO, CA 95691-3205

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,071,435 (+2%) Land $249,383 Building $1,822,052
2025	$27,289.00 (+6.63%)	$2,030,820 (+31.02%) Land $244,494 Building $1,786,326
2024	$25,593.00 (+21.7%)
2023	$21,029.00 (+288.42%)	$1,550,000 Land $235,000 Building $1,315,000
2022	$5,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks, Ranch Wifi, T-Mobile.

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