Kalamazoo County property record for 6435 Flagstone St, Kalamazoo, MI 49009
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,144 sqft · built 2000 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,000 (Oct 2003) |
| Tax Bill | $1,321 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-30-430-060 |
| Primary APN | 02-30-430-060 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 1,217 sqft |
| Basement Area | 927 sqft |
| Unfinished Basement | 927 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Width | 130 ft Width |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6435 FLAGSTONE ST |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49009-5502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CUTTER'S RIDGE - LOT 6 **6/97 SPLIT FROM 30-426-016 |
| Legal Subdivision | CUTTERS RIDGE |
| Legal Lot Number | 6 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | COOPER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2801 |
6435 Flagstone St is owned and occupied by an individual who acquired it in July 2020.
Source: Kalamazoo County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2003 · Amount on File |
| Deed Sale | Oct 13, 2003 · Amount on File |
| Deed Document Number | 200372126 |
| Last Transfer Date | Jul 31, 2020 |
| Transfer Doc | 2020027445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Document Number | 2026006625 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026-006625 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE |
| Name | Verified Name |
|---|---|
| Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Document Number | 2022001132 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-001132 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Aug 21, 2020 |
| Property Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Document Number | 2020027445 |
| Map Reference | LB 39 PG 4 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020-027445 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | QUICKSILVA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6435 FLAGSTONE ST, KALAMAZOO, MI 49009-5502 |
| Document Number | 2020027446 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-027446 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 6435 Flagstone St was $1,321 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Cooper Charter Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,400 (+4.53%) | $352,800 (+4.53%) | |
| 2025 | $1,321.00 Homeowner's exemption | $168,750 | $337,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6435 Flagstone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6435 Flagstone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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