6398 Flagstone St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 6398 Flagstone St, Kalamazoo, MI 49009 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,802 sqft · built 2001
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (May 2025)
Tax Bill$1,968 (2025)
Deeds & MortgagesJul 2022 Mortgage
May 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-30-430-120

Property Details

APN / Parcel Number

Primary APN02-30-430-120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures4 Plumbing Fixtures
Building Area1,802 sqft Living Area
1st Floor Area1,802 sqft
Basement Area1,802 sqft
Unfinished Basement1,802 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Lot Area24,829 sqft (0.57 acres)
Lot Width130 ft Width
Garage Area740 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6398 FLAGSTONE ST
CityKALAMAZOO
StateMI
Zip49009-5501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUTTER'S RIDGE - LOT 12 **6/97 SPLIT FROM 30-426-016
Legal SubdivisionCUTTERS RIDGE
Legal Lot Number12
JurisdictionKALAMAZOO MI
Township / Civil DivisionCOOPER
Census Block Group2
Census Block2017
Census Tract2801

Owner

Source: Kalamazoo County records · APN 02-30-430-120

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2525 BLOOMINGDALE DR NE, 1119, GRAND RAPIDS, MI 49525-2873
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
DENNIS P ONDIK ETAL
May 19, 2022Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Oct 08, 2020Deed of Trust, Mortgage · Line of Credit
ARBOR FINANCIAL CU
Nov 14, 2017Warranty Deed, Transfer · Conventional Mortgage
ARBOR FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2025 · Amount on Record
Deed SaleMay 07, 2025 · Amount on Record
Prior SaleMay 19, 2022 · Amount on Record
Deed Document Number202511979
Prior Transfer DateApr 17, 2015
Prior Transfer Doc2015025331
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address6398 FLAGSTONE ST, KALAMAZOO, MI 49009-5501
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6398 FLAGSTONE ST, KALAMAZOO, MI 49009-5501

Mortgage

Document Number2022022994
DateJul 13, 2022
Instrument2022-022994
Lender
NameDENNIS P ONDIK ETAL
TypePrivate Party
Address6016 FOXTAIL DR, SAINT PAUL, MN 55110
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term238 Months
DueMay 01, 2042

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateMay 19, 2022
Property Address6398 FLAGSTONE ST, KALAMAZOO, MI 49009-5501
Document Number2022017244
Map ReferenceLB 39 PG 4
Instrument DateMay 05, 2022
Instrument2022-017244
Transaction TypeTransfer
Record UpdatedJun 01, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Tax$2,902.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6398 FLAGSTONE ST, 6398, KALAMAZOO, MI 49009-5501

Transferred To (Grantee/Buyer)

NameVerified Name
Address1729 HOLMES AVE, SPRINGFIELD, IL 62704-4033

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address6398 FLAGSTONE ST, KALAMAZOO, MI 49009-5501
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE OF MICHIGAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020034690
DateOct 08, 2020
Instrument2020-034690
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateNov 14, 2017
Property Address6398 FLAGSTONE ST, KALAMAZOO, MI 49009-5501
Document Number2017038184
Map ReferenceLB39 PG4
Instrument DateOct 31, 2017
Instrument2017-038184
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,304.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4301 MOCKINGBIRD CIR, 4301, FARWELL, MI 48622-8771

Transferred To (Grantee/Buyer)

NameVerified Name
Address6398 FLAGSTONE ST, KALAMAZOO, MI 49009-5501

Mortgage

Document Number2017038185
DateNov 14, 2017
Instrument2017-038185
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionCooper Charter Township
Unified School DistrictPlainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$210,250 (+4.89%)$420,500 (+4.89%)
2025$1,968.00 Homeowner's exemption$200,450$400,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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