6434 Richard Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 6434 Richard Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,218 sqft · built 2019
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Sep 2017)
Tax Bill	$865 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-23-02-400-026`

Property Details

APN / Parcel Number

Primary APN	`41-23-02-400-026`
Alternative APNs	`0071618-004110-4` `10004698496`

Interior

Full Baths	1 Bath
Building Area	2,218 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Detached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004698496
Old Parcel Number	00716180041104
Street Address	6434 RICHARD RD
City	PUNTA GORDA
State	FL
Zip	33982-3108
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	ZZZ 024123 T411 2-41-23 T411 1.25 AC. M/L THE N 1/2 OF SW 1/4 OF NW 1/4 OF SE 1/4 OF SE 1/4 826/385 4239/181
Legal Range	23E
Legal Township	41S
Legal Section	02
Legal Subdivision	CHARLOTTE RANCHETES
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2031
Census Tract	10503

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6434 RICHARD RD, PUNTA GORDA, FL 33982-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	2553506
Deed Book / Page	4239 / 0181
Record Updated	Jun 8, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 22, 2017
Property Address	6434 RICHARD RD, PUNTA GORDA, FL 33982-3108
Document Number	0042390181
Book / Page	004239 / 000181
Instrument Date	Sep 6, 2017
Instrument	2553506
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4607 S RENELLIE DR TAMPA FL 336113126, TAMPA, FL 33611-3126

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00 (-83.95%)	$56,568 (-81.36%)	$68,750 (-69.95%) Land $68,750
2023	$5,390.00 (+32.5%)	$303,413 (+16.4%)	$228,818 (-12.22%) Land $55,000 Building $173,818
2022	$4,068.00 Homeowner's exemption	$260,661 Land $34,000 Building $226,661	$260,661 Land $34,000 Building $226,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20