Charlotte County property record for 6410 Richard Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Owner Name on File |
| Last Sale | $157,700 (Dec 2012) |
| Tax Bill | $2,648 (2025) |
| Deeds & Mortgages | May 2019 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-02-400-025 |
| Primary APN | 41-23-02-400-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,506 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 468 sqft |
| Pole Barn | 160 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004698495 |
|---|---|
| Old Parcel Number | 00716180000005 |
| Street Address | 6410 RICHARD RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | ZZZ 024123 T409 02 41 23 5 AC. M/L TH N1/2 OF NW1/4 OF SE1/4 OF SE1/4 AKA TRACTS 409 410 441 442 643/1136 826/ |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 02 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10503 |
The current owner of 6410 Richard Rd bought it in December 2012.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6410 RICHARD RD, PUNTA GORDA, FL 33982-3108 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2019 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| May 14, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2012 · Amount on File |
| Deed Sale | Dec 6, 2012 · Amount on File |
| Prior Sale | May 18, 2006 · Amount on File |
| Deed Document Number | 2141234 |
| Deed Book / Page | 3715 / 0671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 6410 RICHARD RD, PUNTA GORDA, FL 33982-3108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044330714 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 4433/0714 |
| Instrument | 2705656 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 6410 RICHARD RD, PUNTA GORDA, FL 33982-3108 |
| Document Number | 0045771214 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6410 RICHARD RD PUNTA GORDA FL 339823108, PUNTA GORDA, FL 33982-3108 |
| Document Number | 0045771214 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 004577/001214 |
| Instrument | 2813379 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2050 |
The 2025 property tax bill for 6410 Richard Rd was $2,648 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,648.00 Homeowner's exemption | $215,593 | $495,416 Land $275,000 Building $220,416 |
| 2023 | $3,597.00 (+4.32%) Homeowner's exemption | $203,415 (+3%) | $434,861 (+12.25%) Land $220,000 Building $214,861 |
| 2022 | $3,448.00 Homeowner's exemption | $197,490 | $387,407 Land $136,000 Building $251,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6410 Richard Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Nov 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6410 Richard Rd is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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