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6434 Kk Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6434 Kk Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,528 sqft · built 2020
Lot Size19.8 acres (864,230 sqft)
Owner2 Individual Names on File
Tax Bill$9,999 (2024)
Deeds & MortgagesOct 2020 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-14-100-001-000

Property Details

APN / Parcel Number

Primary APN11-14-100-001-000
Alternative APN
  • 11140000000100 00

Interior

Bedrooms3 Beds
Building Area2,528 sqft Living Area
1st Floor Area2,528 sqft
Basement Area2,528 sqft
Unfinished Basement2,528 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick/Stone
Lot Area864,230 sqft (19.8 acres)
Garage Area840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address6434 KK RD
CityWATERLOO
StateIL
Zip62298-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART NW NW
Legal Range09W
Legal Township03S
Legal Section14
JurisdictionMONROE IL
Township / Civil Division29
Census Block Group2
Census Block2051
Census Tract600501

Owner

Source: Monroe County records · APN 11-14-100-001-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6434 KK RD, WATERLOO, IL 62298-3066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE CORP
Jun 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FCB BANKS
Apr 03, 2019Trustee's Deed, Construction Loan · Line of Credit
FCB BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 03, 2020
Transfer Doc0000408571
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6434 KK RD, WATERLOO, IL 62298-3066
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412046
DateOct 27, 2020
Instrument412046
Lender
NameAMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateJun 10, 2020
Property Address6434 KK RD, WATERLOO, IL 62298-3066
Document Number0000408571
Instrument DateJun 03, 2020
Instrument408571
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyILLINOIS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6434 KK RD, WATERLOO, IL 62298-3066

Mortgage

Document Number0000408572
DateJun 10, 2020
Instrument408572
Lender
NameFCB BANKS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.13%

April 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE IL
Recording DateApr 03, 2019
Property Address6434 KK RD, WATERLOO, IL 62298-3066
Instrument DateMar 28, 2019
Instrument400708
Transaction TypeConstruction Loan
Record UpdatedApr 24, 2019
Title CompanyILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address216 WEINEL DR SMITHTON IL 622851430, SMITHTON, IL 62285-1430

Mortgage

Document Number0000400708
DateApr 03, 2019
Instrument400708
Lender
NameFCB BK
TypeBank
AddressSWANSEA, IL 62226
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$179,911 (+24.51%) Land $15,351 Building $164,560
2024$9,999.00$558,216 Land $46,662 Building $511,554
2022Additional exemption filed$144,492 Land $14,092 Building $130,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
HTC Holding
DSL		50 / 10

Based on FCC filings for 13 locations within half a mile of this property.

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