Monroe County property record for 6315 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,777 sqft · built 1993 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,765 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-400-013-000 |
| Primary APN | 11-10-400-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 137,650 sqft (3.16 acres) |
| Garage Area | 980 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,694 sqft |
| Deck Area | 460 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6315 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SE 0177430 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 600501 |
6315 Kk Rd is owner-occupied and held in a trust since July 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6315 KK RD, WATERLOO, IL 62298-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 2, 2026 |
| Transfer Doc | 0000443425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 6315 KK RD, WATERLOO, IL 62298-3023 |
| Document Number | 0000443425 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026443425 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 6315 KK RD, WATERLOO, IL 62298-3023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6315 KK RD, WATERLOO, IL 62298-3023 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000426087 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 426087 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 6315 Kk Rd was $6,765, down 3.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,765.00 (-3.37%) Homeowner's exemption | $120,570 Land $13,550 Building $107,020 | $361,710 Land $40,650 Building $321,060 |
| 2024 | $7,001.00 | ||
| 2022 | Additional exemption filed | $103,930 Land $13,550 Building $90,380 | $311,790 Land $40,650 Building $271,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6315 Kk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6315 Kk Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
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