Manatee County property record for 6432 Stone River Rd, Bradenton, FL 34203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,079 sqft · built 1990 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,900 (Jul 2018) |
| Tax Bill | $3,808 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17315-1305-5 |
| Primary APN | 17315-1305-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| Gross Area | 2,899 sqft |
| 1st Floor Area | 2,079 sqft |
| Utility Area | 1 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,756 sqft (0.201 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
| Porch | Screened Porch |
| Porch Area | 331 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 6432 STONE RIVER RD |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34203-7817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 2 TARA PHASE 1 UNIT 2 SUB; (2719/3560) PI#17315.1305/5 |
| Legal Range | 18E |
| Legal Township | 35S |
| Legal Section | 14 |
| Legal Subdivision | TARA PHASE I UNIT 2 |
| Legal Tract | 01731501 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2005 |
6432 Stone River Rd is owned and occupied by an individual who bought it in July 2018.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage MILEND INC |
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 3, 2018 | Warranty Deed, Transfer · FmHA Mortgage FBT MORTGAGE LLC |
| Mar 21, 2018 | Warranty Deed, Transfer COTILLA GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Mar 21, 2018 · Amount on File |
| Deed Document Number | 201868049 |
| Deed Book / Page | 2736 / 3452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Document Number | 0041023356 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 202441023356 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | 8995 WESTSIDE PKWY, ALPHARETTA, GA 30009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Document Number | 202141048352 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 202141048352 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Document Number | 0027363452 |
| Book / Page | 2736 / 3452 |
| Map Reference | MB24 PG195-202 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 201841068049 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 W VENICE AVE, 307, VENICE, FL 34285-2005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 84 CARVER LN, NARRAGANSETT, RI 02882-5036 |
| Document Number | 201841068050 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 201841068050 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 21, 2018 |
| Property Address | 6432 STONE RIVER RD, BRADENTON, FL 34203-7817 |
| Document Number | 0027193560 |
| Book / Page | 002719 / 003560 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 41027933 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 307 W VENICE AVE #D VENICE FL 342852005, D, VENICE, FL 34285-2005 |
| Document Number | 27193563 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 002719/003563 |
| Instrument | 41027934 |
| Name | COTILLA GROUP LLC |
|---|---|
| Address | 425 180TH AVE E, REDINGTON SHORES, FL 33708-1117 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 6432 Stone River Rd was $3,808 with exemptions applied, up 3% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,167 (+2.7%) | $469,569 (-1.18%) Land $59,500 Building $410,069 | |
| 2025 | $3,808.00 (+3.03%) Homeowner's exemption | $297,144 | $475,180 Land $59,500 Building $415,680 |
| 2024 | $3,696.00 (-0.65%) | ||
| 2023 | $3,720.00 (+2.76%) Homeowner's exemption | $280,359 (+3%) | $474,362 (+25.45%) Land $51,000 Building $423,362 |
| 2022 | $3,620.00 Homeowner's exemption | $272,193 | $378,129 Land $50,000 Building $328,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6432 Stone River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 7 (1997–2020) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6432 Stone River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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