Manatee County property record for 6431 Stone River Rd, Bradenton, FL 34203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,797 sqft · built 1990 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2018) |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17315-1215-6 |
| Primary APN | 17315-1215-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,797 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 1,797 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,536 sqft (0.173 acres) |
| View / Lot | Golf/Lake |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 330 sqft |
| Porch | Screened Porch |
| Porch Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 6431 STONE RIVER RD |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34203-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 43 TARA PHASE I UNIT 1 SUB; TOGETHER WITH A CLASS A MEMBERSHIP IN THE TARA GOLF & COUNTRY CLUB INC PI#17315.1215/6 |
| Legal Range | 18E |
| Legal Township | 35S |
| Legal Section | 14 |
| Legal Subdivision | TARA PHASE I UNIT 1 |
| Legal Tract | 01731500 |
| Legal Lot Number | 43 |
| Legal Unit | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2005 |
6431 Stone River Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6431 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI TRULIANT FCU |
| Aug 27, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Deed Document Number | 201887724 |
| Deed Book / Page | 2744 / 6967 |
| Prior Transfer Date | Dec 14, 2011 |
| Prior Transfer Doc | 0024020154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6431 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 0041120111 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6431 STONE RIVER RD BRADENTON FL 342037818, BRADENTON, FL 34203-7818 |
| Document Number | 0041120111 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 41120111 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 6431 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 0027446967 |
| Book / Page | 2744 / 6967 |
| Map Reference | MB24 PG144-152 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 201841087724 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4435 24TH ST, 4435, SAN FRANCISCO, CA 94114-3521 |
| Name | Verified Name |
|---|---|
| Address | 6431 STONE RIVER RD, BRADENTON, FL 34203-7818 |
| Document Number | 201841087725 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 201841087725 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 6431 Stone River Rd was $4,887 with a homeowner's exemption, up 2.8% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,621 (+2.7%) | $420,424 (-1.15%) Land $59,500 Building $360,924 | |
| 2025 | $4,887.00 (+2.84%) Homeowner's exemption | $369,641 | $425,317 Land $59,500 Building $365,817 |
| 2024 | $4,752.00 (+1.11%) | ||
| 2023 | $4,700.00 (+2.73%) Homeowner's exemption | $348,761 (+3%) | $423,470 (+25.06%) Land $51,000 Building $372,470 |
| 2022 | $4,575.00 Homeowner's exemption | $338,603 Land $50,000 Building $288,603 | $338,603 Land $50,000 Building $288,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6431 Stone River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 7 (1997–2020) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6431 Stone River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures