6432 Harmon Dr, Sacramento, CA 95831 Property Records

Sacramento County property record for 6432 Harmon Dr, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,038 sqft · built 1981
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 1999)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`030-0780-013-0000`

Property Details

APN / Parcel Number

Primary APN	`030-0780-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
1st Floor Area	2,606 sqft
2nd Floor Area	432 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
Parking Spaces	2 Parking Spaces
Pool Area	13,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6432 HARMON DR
City	SACRAMENTO
State	CA
Zip	95831-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GRANGERS DAIRY 02 EXC M/R, LOT 50
Legal Subdivision	GRANGERS DAIRY 02 EXC M/R
Legal Lot Number	50
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	4016

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6432 HARMON DR, SACRAMENTO, CA 95831-1054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1999 · Amount on Record
Deed Sale	Jun 4, 1999 · Amount on Record
Prior Sale	Nov 6, 1997 · Amount on Record
Deed Book / Page	990604 / 1337
Prior Transfer Date	May 30, 1996
Prior Transfer Doc	9606001984
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6432 HARMON DR, SACRAMENTO, CA 95831-1054
Document Number	2011050563
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6432 HARMON DR SACRAMENTO CA 958311054, SACRAMENTO, CA 95831-1054

Mortgage

Document Number	2011050563
Date	Nov 5, 2020
Instrument	2011050563

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6432 HARMON DR, SACRAMENTO, CA 95831-1054
Document Number	1906180902
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6432 HARMON DR SACRAMENTO CA 958311054, SACRAMENTO, CA 95831-1054

Mortgage

Document Number	1906180902
Date	Jun 18, 2019
Instrument	1906180902

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,102 (+2%) Land $111,922 Building $366,180
2025	$5,751.00 (+1.41%) Homeowner's exemption	$468,728 (+4.04%) Land $109,728 Building $359,000
2024	$5,671.00 (+2.53%)
2023	$5,531.00 (+1.45%) Homeowner's exemption	$450,528 Land $105,468 Building $345,060
2022	$5,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 270 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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