6428 Harmon Dr, Sacramento, CA 95831 Property Records

Sacramento County property record for 6428 Harmon Dr, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1981
Lot Size	0.17 acres (7,411 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`030-0780-060-0000`

Property Details

APN / Parcel Number

Primary APN	`030-0780-060-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,411 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6428 HARMON DR
City	SACRAMENTO
State	CA
Zip	95831-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	POR. OF LOT 51, GRANGERS DAIRY UNIT NO. 2, DESC. AS: BEG. AT THEMOST NLY COR. OF SD. LOT 51; TH. ALG. WLY LN. OF HARMON
Legal Subdivision	GRANGERS DAIRY 02
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	4016

Owner

6428 Harmon Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6428 HARMON DR, SACRAMENTO, CA 95831-1054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 12, 2020	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020
Deed Sale	Mar 12, 2020
Prior Sale	May 23, 1994 · Amount on File
Deed Book / Page	20200312 / 939
Prior Transfer Date	Mar 6, 2020
Prior Transfer Doc	3120000000939
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6428 HARMON DR, SACRAMENTO, CA 95831-1054
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 HARMON DR, SACRAMENTO, CA 95831-1054

Mortgage

Document Number	0000001697
Date	Feb 1, 2021
Instrument	202102011697

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2020
Property Address	6428 HARMON DR, SACRAMENTO, CA 95831-1054
Document Number	2003120939
Instrument Date	Mar 6, 2020
Instrument	2003120939
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6428 HARMON DR SACRAMENTO CA 958311054, SACRAMENTO, CA 95831-1054

Mortgage

Document Number	2003120940
Date	Mar 12, 2020
Instrument	2003120940

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6428 Harmon Dr was $2,967 with a homeowner's exemption, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$237,910 (+2%) Land $77,996 Building $159,914
2025	$2,967.00 (+1.44%) Homeowner's exemption	$233,246 Land $76,467 Building $156,779
2024	$2,925.00 (+2.67%)
2023	$2,849.00 (+1.24%) Homeowner's exemption	$224,191 Land $73,499 Building $150,692
2022	$2,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6428 Harmon Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 270 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6428 Harmon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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