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6431 Windsor Gate Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 6431 Windsor Gate Ln, Charlotte, NC 28215

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 944 sqft · built 1991
Lot Size7.75 acres (337,721 sqft)
OwnerIndividual Name on Record
Last Sale$122,500 (Mar 2020)
Tax Bill$1,668 (2023)
Deeds & MortgagesMar 2020 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN107-304-86

Property Details

APN / Parcel Number

Primary APN107-304-86

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area944 sqft Heated Area
1st Floor Area480 sqft
Upper Floors Area464 sqft
FlooringConcrete/Cement
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area337,721 sqft (7.75 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number107-304-86
Street Address6431 WINDSOR GATE LN
CityCHARLOTTE
StateNC
Zip28215-4266
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR12MFCD
Legal DescriptionUNIT 6431 BLD 30 U/F 322
Legal SubdivisionWINDSOR GROVE CONDO PH XXIX
Legal Block30
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2020
Census Tract1508

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6431 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Nov 21, 2019Warranty Deed, Transfer
INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Prior SaleNov 21, 2019 · Amount on Record
Deed Document Number0034427843
Deed Book / Page34427 / 843
Record UpdatedJun 7, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 31, 2020
Property Address6431 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number0000045624
Book / Page34427 / 843
Map ReferenceMB 6902 PG 98
Instrument DateMar 24, 2020
Instrument2020045624
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 VINEYARD DR, 124, MOORESVILLE, NC 28117-6001

Transferred To (Grantee/Buyer)

NameVerified Name
Address6431 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266

Mortgage

Document Number0000045625
DateMar 31, 2020
Instrument2020045625
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 21, 2019
Property Address6431 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number0000159156
Book / Page034057 / 000396
Instrument DateNov 20, 2019
Instrument159156
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
Tax$176.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address317 ALCOVE RD #302 MOORESVILLE NC 281177632, 302, MOORESVILLE, NC 28117-7632

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Google Fiber.

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