6427 Windsor Gate Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 6427 Windsor Gate Ln, Charlotte, NC 28215

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 976 sqft · built 1991
Lot Size	7.75 acres (337,718 sqft)
Owner	Company Name on Record
Last Sale	$73,000 (Sep 2017)
Tax Bill	$1,482 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-304-88`

Property Details

APN / Parcel Number

Primary APN	`107-304-88`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	976 sqft Living Area
1st Floor Area	480 sqft
Upper Floors Area	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	337,718 sqft (7.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6427 WINDSOR GATE LN
City	CHARLOTTE
State	NC
Zip	28215-4266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R12MFCD
Legal Description	UNIT 6427 BLD 30 U/F 322
Legal Subdivision	WINDSOR GROVE CONDOS PH XXIX
Legal Block	C
Legal Lot Number	99
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2020
Census Tract	1508

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	192 WEMBLEY RD, ASHEVILLE, NC 28804-1627
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Sep 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITED FCU
Sep 1, 2017	Grant Deed, Transfer BARRISTER TITLE SERVICES, BARRISTER TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	May 8, 2013 · Amount on Record
Deed Document Number	2017119498
Deed Book / Page	32092 / 561
Prior Transfer Date	Sep 26, 2011
Prior Transfer Doc	0000107852
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6427 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WEMBLEY RD, ASHEVILLE, NC 28804-1627

Mortgage

Document Number	0000137621
Date	Jul 16, 2021
Book Page	36302/828
Instrument	2021137621

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6427 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119499
Date	Sep 1, 2017
Book Page	32092/563
Instrument	2017119499

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 1, 2017
Property Address	6427 WINDSOR GATE LN, CHARLOTTE, NC 28215-4266
Document Number	0000119498
Book / Page	032092 / 000561
Instrument Date	Sep 1, 2017
Instrument	119498
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	BARRISTER TITLE SERVICES, BARRISTER TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	192 WEMBLEY RD ASHEVILLE NC 288041627, ASHEVILLE, NC 28804-1627

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,551 Building $175,551	$175,551 Building $175,551
2024	$1,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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