6431 Waldo Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6431 Waldo Ave, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1941
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$344,000 (Oct 2012)
Tax Bill$6,589 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN503-232-010-2

Property Details

APN / Parcel Number

Primary APN503-232-010-2
Alternative APN
  • 503-232-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address6431 WALDO AVE
CityEL CERRITO
StateCA
Zip94530-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLVD GARDENS #1 POR LOT 7 BLK 36
Legal SubdivisionBOULEVARD GARDENS
Legal Tract1
Legal Block36
Legal Lot Number7
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1006
Census Tract388000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6431 WALDO AVE, EL CERRITO, CA 94530-2832
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2012 · Amount on Record
Deed SaleOct 31, 2012 · Amount on Record
Prior SaleMay 26, 2006 · Amount on Record
Deed Document Number2012275556
Last Transfer DateDec 6, 2016
Transfer Doc0000283734
Record UpdatedOct 29, 2026

November 2020:

JurisdictionCONTRA COSTA CA
Recording DateNov 3, 2020
Property Address6431 WALDO AVE, EL CERRITO, CA 94530-2832
Document Number0000260656
Map ReferenceVOL 1 PG 11
Instrument DateOct 22, 2020
Instrument2020-260656
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6431 WALDO AVE, EL CERRITO, CA 94530-2832

Mortgage

Document Number0000260657
DateNov 3, 2020
Instrument2020-260657
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$432,069 (+2%) Land $402,559 Building $29,510
2025$6,589.00 (+4.09%)$423,598 (+4.04%) Land $394,666 Building $28,932
2023$6,330.00 (+1.77%)$407,151 Land $379,342 Building $27,809
2022$6,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Waldo Ave

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