6403 Waldo Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6403 Waldo Ave, El Cerrito, CA 94530

Property Summary

Property Type	Quadplex
Details	3,019 sqft · built 1946
Lot Size	0.15 acres (6,527 sqft)
Owner	Company Name on Record
Tax Bill	$4,291 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`503-232-012-8`

Property Details

APN / Parcel Number

Primary APN	`503-232-012-8`
Alternative APN	`503-232-012`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,019 sqft Living Area
1st Floor Area	3,019 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Quadruplex
Lot Area	6,527 sqft (0.15 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	6403 WALDO AVE
City	EL CERRITO
State	CA
Zip	94530-2832
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	BLVD GARDENS #1 POR LOTS 8 & 9 BLK 36
Legal Subdivision	BOULEVARD GARDENS
Legal Tract	1
Legal Block	36
Legal Lot Number	8,9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	388000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	900 KEARNEY ST, EL CERRITO, CA 94530-2811
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Oct 21, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2021
Transfer Doc	0000295785
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6403 WALDO AVE, EL CERRITO, CA 94530-2832
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 KEARNEY ST, EL CERRITO, CA 94530-2811

Mortgage

Document Number	0000072816
Date	Mar 10, 2021
Instrument	2021-072816

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 21, 2021
Property Address	6403 WALDO AVE, EL CERRITO, CA 94530-2832
Document Number	0000295785
Map Reference	VOL 1 PG 11
Instrument Date	Oct 15, 2021
Instrument	2021-295785
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 KEARNEY ST, EL CERRITO, CA 94530-2811

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$108,757 (+2%) Land $54,979 Building $53,778
2025	$4,291.00 (+2.95%)	$106,625 (+4.04%) Land $53,901 Building $52,724
2023	$4,168.00 (+1.91%)	$102,487 Land $51,809 Building $50,678
2022	$4,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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